318 Stuart St, Helena, MT, 59601
About This Home
Welcome to your new home! This charming 2-Bed, 1-Bath residence features an additional 717 sqft of basement space with a versatile bonus room (non-heated) - perfect for storage, a hobby area, or a future expansion. Enjoy the convenience of a 1-car garage and the unbeatable location, perfectly nestled in downtown Helena near shops, restaurants, and all the amenities that complement your lifestyle. Contact your local real estate professional to schedule a private showing.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 717
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total interior livable area: 977 sqft
Property
Details
- Parcel number: 05188725117030000
- Zoning description: 1
- Special condition: Standard
Lot
- Lot size: 4,268 sqft
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lewis and Clark County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance | $153 | $1,836 |
| Property Taxes | $170 | $2,040 |
| Electricity | $151 | $1,812 |
| Total | $2,390 | $28,680 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Contingent | $379,000 |
| 2026-04-17 | Listed for sale | $379,000 |
| 2025-12-09 | Listing removed | $399,900 |
| 2025-09-26 | Listed for sale | $399,900 |
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