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1408 Madison Ave, Helena, MT, 59601

1beds
1baths
780sqft
$335,000
$429price/sqft
$2,150/moest. monthly cost
$86,000/yrincome needed

About This Home

Cozy 1 bedroom, 1 bathroom home only 1 block from Carroll College and Town and Country grocery store. Several important upgrades made including roof -2015, metal siding- 1997, and electric hot water heater- 2025. Washer and Dryer hook up on site. Home will need a little TLC, priced accordingly.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
Broadwater SchoolGrades PK-50.2 mi
7/10
7/10
Capital High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: See Remarks
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 05188725149150000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Back Yard,Front Yard
  • Has view: Yes
  • View description: City
  • Topography of land: Level

Lot

  • Lot size: 4,704 sqft
  • Features: Back Yard,Front Yard,Level

Parking

  • Parking features: Alley Access,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $136$1,632
Property Taxes $170$2,040
Electricity $151$1,812
Total$2,150$25,800

Income You'd Need if You Spent...

35% on housing$73,714/yr
40% on housing$64,500/yr
45% on housing$57,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$195
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$335,000

For Sale by Agent

AgentKelly Mitchell
BrokerageCentury 21 Heritage Realty - Helena

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