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3280 Kaitlyn Loop, Helena, MT, 59602

4beds
2baths
1,716sqft
$435,000
$253price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Welcome to this wonderful home with lots of room for family and pets. This one level 4-bedroom 2 bath home has had many updates in the last two years including kitchen cabinets, granite counter tops and new appliances. As well as new flooring and windows to let in lots of natural sun light. The oversized double car garage is perfect for additional workspace and storage. Seated on a good sized 1.35-acre lot and fenced back yard. Enjoy your morning coffee on the back deck. Call your Real Estate agent today to schedule a viewing!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Warren SchoolGrades PK-51.2 mi
6/10
Helena Middle SchoolGrades 6-85.0 mi
7/10
Helena High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: 05188813203050000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 1.35 Acres
  • Lot size dimensions: 1.35 acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Earthquake
Strong Wind

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance $156$1,872
Property Taxes $169$2,028
Electricity $151$1,812
Total$2,675$32,100

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 59602$243
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59602$256
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$435,000

For Sale by Agent

AgentRaylean Garrison
BrokerageCentury 21 Heritage Realty - Helena

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