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1236 Phoenix Ave, Helena, MT, 59601

3beds
2baths
1,783sqft
$439,900
$247price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

Charming duplex in Helena offering a versatile opportunity for both homeowners and investors. The vacant upper-level unit features 2 bedrooms and 1 bathroom and has been fully remodeled with new appliances, paint, light fixtures, flooring, countertops, and sink. A cozy loft adds flexible space—perfect for a home office, playroom, or additional living area. The detached garage is designated for the upper unit, providing convenient parking and storage. The lower-level unit offers 1 bedroom and 1 bathroom, has been repainted within the past three years, and includes a refrigerator and range. Currently tenant-occupied, the renter has expressed interest in remaining after the sale, providing immediate income potential. A shared laundry area is conveniently located in the lower-level hallway and includes washer and dryer hookups. Blending historic charm with modern updates, this duplex presents an excellent opportunity for owner-occupants or investors alike. Images are of upper unit only.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

2/10
Bryant SchoolGrades PK-50.5 mi
5/10
Helena Middle SchoolGrades 6-80.5 mi
7/10
Helena High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1934

Materials

  • Foundation: Stone
  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Common Area,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 1,783 sqft

Property

Details

  • Parcel number: 05188820301060000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 7,056 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $178$2,136
Property Taxes $198$2,376
Electricity $151$1,812
Total$2,751$33,012

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$194
Lewis and Clark County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$439,900

For Sale by Agent

AgentAshley Rispens
BrokerageCentury 21 Heritage Realty - Helena

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