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1043 5th Ave, Helena, MT, 59601

2beds
1baths
1,248sqft
$375,000
$300price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

Prime Helena location, just a short walk to the Capitol. This 2-bedroom, 1-bath home sits on nearly a quarter acre lot and has been completely updated. The kitchen has been fully remodeled with new stainless appliances, the bathroom is completely new, and a high-efficiency furnace has been recently installed. Outside, you’ll find a brand-new Trex deck and established trees that give the property a sense of privacy and character. The lot itself is a standout—plenty of space to entertain, garden, or even expand the home down the line. The two-car garage offers more than just parking, with room for gear, tools, or a workshop setup. This house is ready for someone to move in and enjoy both the home and the location from day one.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
Jefferson SchoolGrades PK-50.1 mi
5/10
Helena Middle SchoolGrades 6-80.7 mi
7/10
Helena High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Poured
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 05188831140690000
  • Zoning: Residential
  • Zoning description: Helena-R-3 - R-3 Residential District
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Partial,Split Rail,Wood
  • Topography of land: Level

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Earthquake

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $152$1,824
Property Taxes $29$348
Electricity $151$1,812
Total$2,228$26,736

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$195
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$375,000

For Sale by Agent

AgentAnn Snortland
BrokerageBerkshire Hathaway HomeServices - Helena

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