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2951 Garfield Ave, Des Moines, IA, 50317

1beds
1baths
466sqft
$120,000
$258price/sqft
$985/moest. monthly cost
$39,400/yrincome needed

About This Home

Newly remodeled 1 bedroom, 1 bath home with quality updates throughout including a new roof, windows, water heater, kitchen cabinets, quartz counter, refrigerator, floor coverings, and lighting. Bathroom features a new toilet and vanity. The home includes a new stackable washer/dryer and a comfortable, efficient layout. All furniture and most decor is available to the Buyer for an easy Move-in.

Getting Around

65
WalkingSomewhat Walkable
31
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

3/10
Stowe Elementary SchoolGrades K-50.5 mi
2/10
Goodrell Middle SchoolGrades 6-81.5 mi
3/10
East High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 466
  • Total interior livable area: 466 sqft

Property

Details

  • Parcel number: 06006396000000
  • Zoning: N5

Lot

  • Lot size: 6,969 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 139

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$88$1,056
Property Taxes $170$2,040
Electricity $121$1,452
Total$985$11,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,771/yr
40% on housing$29,550/yr
45% on housing$26,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 50317$127
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50317$197
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$120,000
2024-01-23Sold$60,000
2023-12-17Pending sale$62,000
2023-12-07Price change$62,000
2023-11-10Listed for sale$68,500
2004-06-21Sold$32,500
2001-02-02Sold$28,500
1997-10-15Sold$28,000

For Sale by Agent

AgentEmily Lin
BrokerageRE/MAX Revolution

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