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907 W Balsam St, Libby, MT, 59923

3beds
3baths
2,174sqft
$415,000
$191price/sqft
$2,548/moest. monthly cost
$101,920/yrincome needed

About This Home

Remarkable Ranch style home has it all. 3 bedrooms, 3 baths and a full practically finished basement, makes this a great family home. Rooms are light and airy with a great kitchen. Fireplace in living room makes it cozy and flows into dining room and kitchen. Great for family entertaining. Three bedroom and two baths on the main floor. Remodeled lower level with full laundry, storage and a great bonus room and 3/4 bath. Large covered front porch with large trees in the front yard make for that country feel. Back yard is fenced for privacy and has covered sitting area and fire pit. Garden area and raised planters in the back make this an oasis for your enjoyment. Close to walking track and all Libby has to offer. This is a great family home or enjoyable retirement oasis.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Libby Elementary SchoolGrades PK-60.2 mi
5/10
Libby Middle SchoolGrades 7-80.8 mi
4/10
Libby High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Wired for Data,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,144

Heating & Cooling

  • Heating features: Electric,Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,174 sqft

Property

Details

  • Parcel number: 56417509103020000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Covered,Front Porch,Patio
  • Exterior features: Fire Pit,Garden,Storage
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Meadow,Mountain(s),Valley,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Front Yard,Garden,Level

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Earthquake

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $168$2,016
Property Taxes $131$1,572
Electricity $151$1,812
Total$2,548$30,576

Income You'd Need if You Spent...

35% on housing$87,360/yr
40% on housing$76,440/yr
45% on housing$67,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 59923$220
Lincoln County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 59923
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$415,000
2026-05-20Listed for sale$425,000
2025-09-23Listing removed$380,000
2025-08-06Price change$380,000
2025-07-23Price change$385,000
2025-07-09Price change$390,000
2025-06-27Listed for sale$400,000
2019-08-12Sold--
2019-06-14Listed for sale$185,000
2017-05-01Sold--
2017-04-04Pending sale$159,000
2017-03-29Listed for sale$159,000
2017-03-04Pending sale$159,000
2017-02-27Listed for sale$159,000
2017-02-26Pending sale$159,000
2016-12-28Listed for sale$159,000
2016-12-14Pending sale$159,000
2016-04-24Listed for sale$159,000

For Sale by Agent

AgentSharon Denton
BrokerageClearwater Montana Properties - Troy

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