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102 Travertine St, Gardiner, MT, 59030

24beds
12baths
--sqft
$3,800,000
--price/sqft
$21,396/moest. monthly cost
$855,840/yrincome needed

About This Home

Here is a prime investment property in one of Gardiner’s most convenient locations. This 12-unit complex offers flexibility and value, whether you’re looking to maintain its current role as workforce housing or convert the units for short-term rentals. Located in the heart of Gardiner, where demand is high and inventory is scarce. Each ground floor unit features a modern kitchen equipped with a refrigerator, stove, stackable washer/dryer hookups, a full bath, and a comfortable sitting area. Upper Level consists of two rooms, approximately 96 square feet and 160 square feet respectively. Each unit comes with a Rinnai wall unit heater and an on-demand hot water heater, plus separate metering for efficient management. Gardiner’s market is exceptionally tight, with only six closings in the past six months, underscoring the high demand for properties in this area. Priced to sell, this development represents a great opportunity to own a strategically located asset in a competitive market. Whether you’re an investor looking to expand your portfolio or a developer seeking a property with strong conversion potential, this Gardiner complex is worth a closer look. Could be a great 1031 Exchange property. Buyers and their Agents to verify all info provided to their satisfaction.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Gardiner SchoolGrades PK-60.4 mi
--
Gardiner 7-8Grades 7-80.4 mi
7/10
Gardiner High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Hardboard

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 24
  • Bathrooms: 12

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Propane,Wall Furnace
  • Cooling features: None

Property

Details

  • Parcel number: 0004697000
  • Zoning description: None/Unknown
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: None

Lot

  • Lot size: 5,998 sqft
  • Features: Adjacent To Public Land

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Earthquake
Landslide

FEMA Declared Disasters in Park County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,214$230,568
Home Insurance $1,404$16,848
Property Taxes $627$7,524
Electricity $151$1,812
Total$21,396$256,752

Income You'd Need if You Spent...

35% on housing$733,577/yr
40% on housing$641,880/yr
45% on housing$570,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59030$450
Park County$478

vs Homes Sold Last Month

Median $/sqft

ZIP 59030
Park County$321

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-23Listed for sale$3,800,000
2021-10-14Sold--

For Sale by Agent

AgentJane Tecca
BrokerageMontana Property Brokers

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