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523 W Peterson Ave, Deer Lodge, MT, 59722

2beds
1baths
816sqft
$265,000
$325price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Situated on a corner lot, this home offers a spacious, fully fenced yard, an attached two-car garage, and an open-concept living and dining area. The home includes two bedrooms, a full bathroom, and a laundry room. A great opportunity for a primary residence or investment property.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
O D Speer SchoolGrades PK-60.7 mi
8/10
E F Duvall 7-8Grades 7-80.7 mi
3/10
Powell County High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 28157805104010000
  • Zoning: None
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Meadow,Mountain(s)

Lot

  • Lot size: 7,797 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Earthquake
Hail
Inland Flooding
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Powell County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $386$4,632
Property Taxes $88$1,056
Electricity $151$1,812
Total$1,964$23,568

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 59722$469
Powell County$347

vs Homes Sold Last Month

Median $/sqft

ZIP 59722
Powell County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$265,000
2024-08-01Listing removed--
2024-05-02Listed for sale$265,000
2024-03-14Listing removed--
2023-09-15Listed for sale$265,000

For Sale by Agent

AgentTana Bignell
BrokerageUncommon Ground, LLC

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