205 4th St, Deer Lodge, MT, 59722
About This Home
Welcome to this adorable four-bedroom home, centrally located in the heart of charming Deer Lodge. Blending old-world character with thoughtful modern updates, this inviting home offers warmth, comfort, and timeless appeal. Step outside to enjoy the beautifully landscaped yard, fenced outdoor space, detached single-car garage, and a delightful carriage house, both accessed from the back alley with extra parking, too. Whether you're entertaining, gardening, or simply unwinding on a summer evening, this property offers the perfect place to call home. Updates include Pex plumbing, exterior and interior paint, lighting fixtures, full bathroom remodel, hardwood floor refinishing, new ceramic tile in bathroom and laundry room and vinyl tiles in kitchen and mudroom, Rinnai gas heaters, new windows, new electrical panel, and kitchen remodel with antique sink and new stove. Move in and enjoy!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Features
- Window Treatments
- Window features: Window Coverings
- Flooring: Hardwood,Tile
- Finished area above ground: 1,659
Half Bath
- Level: Upper
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,659
- Total interior livable area: 1,659 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 0000076700
- Zoning description: Call Listing Agent for Details
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Landscaping
- Fencing: Log Fence,Partial,Split Rail
Lot
- Lot size: 5,837 sqft
- Features: Lawn,Landscaped
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Earthquake
- Hail
- Inland Flooding
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Powell County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance | $561 | $6,732 |
| Property Taxes | $131 | $1,572 |
| Electricity | $151 | $1,812 |
| Total | $2,789 | $33,468 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $385,000 |
| 2022-09-19 | Sold | -- |
| 2022-09-02 | Pending sale | $192,000 |
| 2022-08-30 | Listed for sale | $192,000 |
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