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1103 S 3rd St, Hamilton, MT, 59840

2beds
1baths
887sqft
$574,000
$647price/sqft
$3,427/moest. monthly cost
$137,080/yrincome needed

About This Home

Welcome to 1103 S. 3rd Street, a true custom jewel box home in one of downtown Hamilton's most sought-after locations. Offering the ease and convenience of one-level living, this move-in-ready two-bedroom residence blends timeless character with modern finishes, all within walking distance of Hamilton's shops, restaurants, parks, and local amenities. Completely transformed with quality craftsmanship and custom touches throughout, this exceptional home has been thoughtfully updated from top to bottom. Exterior improvements include new siding, windows, a custom front door, fresh paint, professional landscaping, fencing, new garage doors, and a complete irrigation system serving both the front and back yards. The detached garage provides additional convenience, storage, and year-round functionality. Inside, you'll discover a warm and inviting interior featuring beautifully sanded and refinished hardwood floors, custom beadboard paneling in the bedrooms, fresh paint, and updated lighting throughout. The fully remodeled kitchen showcases custom cabinetry, new appliances, a new sink, and stylish tile work, creating a space that is both elegant and functional. The bathroom has been tastefully redesigned with a custom tile shower, new tile flooring, and an updated vanity. Major system upgrades—including all-new electrical, plumbing, and central air conditioning—provide modern comfort and peace of mind. Rarely does a home offer this combination of custom craftsmanship, extensive renovations, detached garage, and the convenience of single-level living in such a prime downtown Hamilton location. 1103 S. 3rd Street is truly turnkey and ready to welcome its next owner.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

5/10
Daly SchoolGrades K-40.5 mi
4/10
Hamilton Middle SchoolGrades 5-80.7 mi
8/10
Hamilton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 887 sqft

Property

Details

  • Parcel number: 13146736103050000
  • Zoning description: 1
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,See Remarks
  • Fencing: Back Yard

Lot

  • Lot size: 8,407 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Ice Storm
Lightning
Avalanche
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,902$34,824
Home Insurance $159$1,908
Property Taxes $215$2,580
Electricity $151$1,812
Total$3,427$41,124

Income You'd Need if You Spent...

35% on housing$117,497/yr
40% on housing$102,810/yr
45% on housing$91,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$647This listing

vs Other Active Listings

Avg $/sqft

ZIP 59840$325
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59840
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$574,000
2021-10-08Sold--
2021-08-06Pending sale$359,000
2021-08-03Price change$359,000
2021-07-27Listed for sale$369,000
2021-07-10Pending sale$369,000
2020-04-29Listing removed$239,000
2020-04-13Listed for sale$239,000
2010-07-04Listing removed$119,000
2010-04-29Price change$119,000
2010-02-08Listed for sale$129,000

For Sale by Agent

AgentBrooke DeVries
BrokerageDeVries Real Estate

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