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864 Hill Ave, Shelby, MT, 59474

4beds
2baths
2,333sqft
$298,000
$128price/sqft
$2,212/moest. monthly cost
$88,480/yrincome needed

About This Home

Check out this great Hill Ave home and area. This home has 3 bedrooms on the main floor with an additional non-conforming bedroom in the basement. There is an open floor plan with higher ceilings. The living room has a fireplace (buyer to check before using) as well as one downstairs (buyer to check before using). This home has engineered flooring, an equipped kitchen, entry, gas forced heating, and many more amenities. The basement is partially finished so you can finish it with your own ideas and make it your own. The detached 2-stall garage has a concrete floor but is unfinished. There is a nicely landscaped yard, patio, and utility shed. Sellers are replacing the roof on the house and garage as well as doing some touch-up exterior painting. Located within walking distance to schools, this home is a must see. Call to schedule an appointment.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Shelby Elementary SchoolGrades PK-50.4 mi
7/10
Shelby 7-8Grades 6-80.5 mi
5/10
Shelby High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom3

  • Level: Main

Bathroom4

  • Level: Basement

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 933

Interior Area

  • Total interior livable area: 2,333 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21442422320070000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 10,759 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Drought
Lightning
Wildfire

FEMA Declared Disasters in Toole County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance $377$4,524
Property Taxes $169$2,028
Electricity $160$1,922
Total$2,212$26,544

Income You'd Need if You Spent...

35% on housing$75,840/yr
40% on housing$66,360/yr
45% on housing$58,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 59474$91
Toole County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 59474
Toole County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$298,000

For Sale by Agent

AgentBrenda J. Longcake
Brokerage1st Choice Realty LLC

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