115 Plum St, Shelby, MT, 59474
About This Home
Check out this "rustic" style home with high ceilings and loft area. This home has lots of character and appeal. The home sits on a spacious lot w/ fenced backyard, detached 2-stall garage and attached workshop PLUS a Quonset-style building w/ concrete floor for additional storage. The main floor has an office as well as another "den" area w/ lots of storage. You can enjoy the morning sunshine while enjoying that first cup of coffee in the breakfast nook as well as entertain the family in the dining area. 3 bedrooms and 2 baths are upstairs with a full bath on the main floor and shared laundry room. The basement is just for storage or maybe a craft area. Lots of outside parking w/ room for a motorhome or camper parking off-street. GFA heat with some EBB. Cedar ceilings and accents. There are also 2 bay windows and an attached covered patio area to enjoy the Montana summer evenings. Amenities too numerous to add them all. Call to schedule an appointment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom2
- Level: Upper
Bathroom3
- Level: Upper
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Finished area below ground: 0
Florida Room
- Level: Main
Interior Area
- Total interior livable area: 1,536 sqft
Kitchen
- Level: Main
Office
- Level: Main
Property
Details
- Parcel number: 21442427203010000
- Special condition: Standard
Features
- Patio & porch: Balcony
- Exterior features: Balcony,Breezeway,Rain Gutters,Storage
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 102 x 140
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Drought
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Toole County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance | $266 | $3,192 |
| Property Taxes | $119 | $1,428 |
| Electricity | $151 | $1,812 |
| Total | $1,597 | $19,164 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $210,000 |
| 2026-06-11 | Price change | $230,000 |
| 2026-04-10 | Listed for sale | $248,000 |
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