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515 5th Ave S, Shelby, MT, 59474

5beds
3baths
2,708sqft
$299,900
$111price/sqft
$2,250/moest. monthly cost
$90,000/yrincome needed

About This Home

WELCOME TO 515 5TH AVE S IN SHELBY, MT! Discover this beautiful home that masterfully blends timeless charm with modern updates! Located in the desirable Nob Hill Addition, this home sits on just under a 1/2 acre (.43 acre) & features 5 bedrooms/3 bathrooms, & over 2700 sq.ft. of living space. Inside, you'll find a well-maintained, bright, functional layout with an open living-dining-kitchen area, original hardwood floors on the ML, abundant natural light with a beautiful bay window seat in the living room, beautifully remodeled ML & upstairs bathrooms, a NEW forced air Cadet heating system, NEW electrical & lighting fixtures on the ML, and the BASEMENT WAS JUST FINISHED IN 2025! The new basement features a large family room, beautiful bathroom with walk-in tiled shower, bedroom, laundry, NEW water filtration system and plenty of storage! Outside, you'll find a NEW stained cedar fenced backyard, HEATED oversized 2 car garage, NEW roof, and nicely landscaped. THIS HOME IS MOVE-IN READY!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Shelby Elementary SchoolGrades PK-60.9 mi
7/10
Shelby 7-8Grades 7-80.9 mi
5/10
Shelby High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 1962

Materials

  • Foundation: Poured
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Purifier

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace,Open Floorplan
  • Finished area below ground: 1,062

Interior Area

  • Total interior livable area: 2,708 sqft

Property

Details

  • Parcel number: 21442428105060000
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Drought
Lightning
Wildfire

FEMA Declared Disasters in Toole County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $379$4,548
Property Taxes $170$2,040
Electricity $185$2,231
Total$2,250$27,000

Income You'd Need if You Spent...

35% on housing$77,142/yr
40% on housing$67,500/yr
45% on housing$60,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 59474$93
Toole County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 59474
Toole County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$319,500
2023-10-07Listing removed--
2023-09-29Pending sale$275,000
2023-09-28Sold--
2023-08-25Price change$275,000
2023-07-15Listed for sale$285,000
2020-08-31Sold--
2020-08-17Pending sale$174,500
2020-06-20Listed for sale$174,500
2019-08-23Sold--
2019-06-15Pending sale$169,000
2019-06-12Listed for sale$169,000
2018-08-02Listing removed$125,000
2018-07-03Pending sale$125,000
2018-05-24Listed for sale$125,000

For Sale by Agent

AgentJody Jakes
BrokerageRE/MAX of Great Falls

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