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4516 Oak Crest Drive SE, Southport, NC, 28461

4beds
2baths
1,821sqft
$259,000
$142price/sqft
$1,676/moest. monthly cost
$67,040/yrincome needed

About This Home

No HOA and no city taxes--an increasingly rare opportunity this close to the coast. Offering over 1,800 square feet, this 4-bedroom, 2-bath home delivers exceptional flexibility, value, and location just off Long Beach Road, ideally positioned between Southport and Oak Island and only minutes to area beaches. Under contract in March and Built in 2002, this home was permitted and built to the codes in place at that time. See Agent Only Remarks. A prior home inspection report is available upon request, and the seller has worked diligently to address nearly all noted items. A detailed list of completed repairs is available--please contact the listing agent for documentation. The listing agent's research indicates that certain lending institutions, such as local credit unions, may offer more flexible requirements and may not require a structural engineer report as some mortgage brokers do. Buyers are strongly encouraged to consult with their lender prior to submitting an offer. Deeded as real property by Brunswick County with VIN removed, the home is connected to public water and sewer. The layout includes three separate living areas, a spacious kitchen, four bedrooms, and a private primary suite. The right side of the home offers lock-out potential, making it well suited for multi-generational living, short-term rental use, or a combination of personal use and income opportunity. An additional bathroom would need to be added to complete the potential 'lock-out' side of the home. Structural enhancements include 8x8 pilings beneath the large family room, and the Trane HVAC unit was serviced in 2025. Outdoor features include a partially covered front porch, front deck, a fenced section of the backyard ideal for pets, and parking for up to four vehicles. A detached shed with electricity and window A/C provides excellent space for storage, a workshop, or hobby use. Additional highlights include a permanent brick foundation, crawlspace vapor barrier, private well for irrigation, and a metal roof less than six years old. The fireplace has never been used and will require gas logs and a propane tank; buyers are encouraged to conduct their own inspection. Conveniently located approximately 3.7 miles to the public beach access at McGlamery Street and just 4 miles to historic downtown Southport, with restaurants, shopping, and daily conveniences nearby. The Cape Fear Jetport is also close by. 2025 property taxes were just $597.17. This home offers a compelling combination of space, flexibility, and coastal proximity--schedule your showing today !

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-52.5 mi
3/10
South Brunswick MiddleGrades 6-84.5 mi
4/10
South Brunswick HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Brick/Mortar,Permanent,Other,Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Refrigerator,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,821
  • Total interior livable area: 1,821 sqft

Property

Details

  • Parcel number: 220eb02301
  • Zoning: Co-R-6000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Irrigation System
  • Fencing: Partial,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 55 x 120 x 53 x 120

Parking

  • Parking features: Assigned,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$84$1,008
Property Taxes $83$996
Electricity $200$2,405
Total$1,676$20,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,462/yr
40% on housing$50,280/yr
45% on housing$44,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$270
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$259,000
2026-03-28Listing removed$265,000
2026-03-09Contingent$265,000
2026-02-13Price change$265,000
2026-02-03Listed for sale$275,000

For Sale by Agent

AgentKatherine Wooten
BrokerageSouthport Realty, Inc.

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