See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3331 Holden Beach Road SW, Holden Beach, NC, 28462

2beds
1baths
1,033sqft
$1,175,000
$1,137price/sqft
$6,964/moest. monthly cost
$278,560/yrincome needed

About This Home

Great business and investment opportunity on the causeway of Holden Beach! Successful income producing Bakery in a high traffic area. You can't beat this location, being only minutes from the beach. Also included is an updated 2-bed bungalow perfect for a rental or primary residence. The bakery has indoor seating, 1 bathroom, kitchen and serving center, 14 parking spaces, and an outdoor shed for dry storage. Large parcel giving you potential for more parking and outdoor seating. All equipment and appliances convey with the property. Complete renovation of the bakery and updates on the house. A list of the renovations and a survey are available. Both properties are on one parcel and will only be sold together. Heated SF for Bakery is 1200 and the Heated SF for the house is 1033, floor plans are available. There is space to store your boat as well! House updates include a new roof in 2020, new floor and AC in 2024. Turnkey investment opportunity! A rare chance for business ownership and coastal living. Owner financing considered! The showings will be after business hours. Please contact the listing agent for more info and to set up a showing.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Cedar Grove MiddleGrades 6-82.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,033
  • Total interior livable area: 1,033 sqft

Property

Details

  • Parcel number: 232jd02901
  • Zoning: Co-Cld
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: irregular

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$366$4,392
Property Taxes $457$5,484
Electricity $200$2,405
Total$6,964$83,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,765/yr
40% on housing$208,920/yr
45% on housing$185,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,137This listing

vs Other Active Listings

Avg $/sqft

ZIP 28462$351
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28462$194
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$1,175,000
2025-12-11Listing removed$1,850,000
2025-08-25Price change$1,850,000
2025-06-18Price change$1,999,000
2025-05-22Listed for sale$2,500,000
2020-04-29Sold$425,000

For Sale by Agent

AgentJonathan Jozak
BrokeragePROACTIVE Real Estate

Similar Homes