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5103 W Beach Drive, Oak Island, NC, 28465

4beds
5baths
1,712sqft
$1,949,999
$1,139price/sqft
$11,040/moest. monthly cost
$441,600/yrincome needed

About This Home

Many recent updates at this beautiful ocean front home. This is an absolute money maker. Step into your own piece of paradise where you can enjoy panoramic ocean views and spectacular sunrises and sunsets every day! This stunning oceanfront home features a sparkling oversized private swimming pool (38 x 16) with electric pool heating, a hot tub, two large oceanfront covered porches, an oceanfront sun deck, access to the beach just steps from the home, and an enclosed outdoor shower offering privacy for washing off all the sand. Traveling inside, you are sure to love the elevator to all floors, the open-concept great room and kitchen, plus a dining area with additional built-in bar seating. The kitchen features stainless-steel appliances and granite countertops. A second living area is another perfect spot for lounging. Bathrooms are outfitted with custom tile showers, and some bedrooms feature ocean views that will take your breath away. Just a short stroll away is the Blue Water Point Marina and Boat Ramp and Lonerider Restaurant. This beautiful and spacious oceanfront paradise is the perfect place to call home but would also be a fantastic second home or rental investment property, already boasting a great rental history. Come and see and make it yours today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-510.2 mi
3/10
South Brunswick MiddleGrades 6-811.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: In Hall,Laundry Closet

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Master Downstairs,Solid Surface,Ceiling Fan(s),Elevator,Furnished,Hot Tub,Pantry,Walk-in Shower,Blinds/Shades
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 233mg002
  • Zoning: Ok-R-7
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Open,Covered,Deck,Porch
  • Exterior features: Outdoor Shower
  • Fencing: Partial,Back Yard
  • Has view: Yes
  • View description: Canal,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Canal,Ocean,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 1600 - 1799

Lot

  • Lot size: 7,405 sqft
  • Features: Dunes,Ocean Side
  • Lot size dimensions: 50 x 150 x 52 x 150

Parking

  • Parking features: Golf Cart Parking,Concrete,Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$364$4,368
Property Taxes $616$7,392
Electricity $200$2,405
Total$11,040$132,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,514/yr
40% on housing$331,200/yr
45% on housing$294,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,139This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$393
Brunswick County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Listed for sale$1,999,999
2023-12-04Listing removed--
2023-09-27Price change$1,379,900
2023-08-26Listed for sale$1,399,900
2023-07-20Sold$1,125,000
2023-07-07Pending sale$1,125,000
2023-07-06Price change$1,125,000
2023-07-03Listed for sale$1,250,000
2023-03-06Listing removed--
2023-02-21Pending sale$1,125,000
2023-02-10Listed for sale$1,125,000

For Sale by Agent

AgentJohn G Hamilton
BrokerageBetter Beach Sales & Rentals, Inc.

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