3908 Cross Street SE, Bolivia, NC, 28422
About This Home
Seller said to get it sold! This 2-bedroom, 2-bath cottage in the charming Sunset Harbor community checks a lot of boxes. The fully fenced yard gives you real privacy and room to breathe. There is an oversized, detached garage workshop that is perfect for the hobbyist, contractor, or anyone needing space and storage. Inside is a comfortable and very livable layout with a front sunroom that is heated and cooled to enjoy the front porch views year round. New LVP throughout, a fully encapsulated crawl space, tinted windows for energy efficiency and privacy. Here you are tucked away in a waterfront community with no HOA, but just a short drive to Oak Island beaches, historic downtown Southport and US-17 takes you to Wilmington or Myrtle Beach. Make your appointment today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: See Remarks,Crawl Space
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Dishwasher,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Blinds/Shades,Eat-in Kitchen
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Heat Pump,Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Details
- Parcel number: 234ia001
- Zoning: Co-R-6000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch,Glass Enclosed,Rear Porch
- Fencing: Full,Wood
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 1000 - 1199
Lot
- Lot size: 0.30 Acres
- Lot size dimensions: 121 x 110
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Concrete,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $148 | $1,776 |
| Electricity | $200 | $2,405 |
| Total | $2,949 | $35,388 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $450,000 |
| 2026-07-20 | Price change | $475,000 |
| 2026-07-15 | Price change | $500,000 |
| 2026-07-01 | Listed for sale | $515,000 |
| 2025-08-18 | Sold | $299,000 |
| 2025-07-22 | Pending sale | $299,000 |
| 2025-07-21 | Contingent | $299,000 |
| 2025-07-18 | Price change | $299,000 |
| 2025-03-11 | Price change | $310,000 |
| 2025-02-16 | Listed for sale | $320,000 |
| 2024-11-01 | Listing removed | $310,000 |
| 2024-10-25 | Price change | $310,000 |
| 2024-08-23 | Price change | $325,000 |
| 2024-06-24 | Price change | $345,000 |
| 2024-06-07 | Listed for sale | $375,000 |
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