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147 NW 10th Street, Oak Island, NC, 28465

2beds
2baths
966sqft
$349,000
$361price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

Charming 2 bedroom, 1.5 bath coastal bungalow full of timeless character! Tongue and grove walls and ceilings, ceramic tile floors, and a durable metal roof create the perfect beach retreat. Enjoy the private screened front porch, shaded by a beautiful mature tree and accented by classic picket fence. A unique screened outdoor shower is perfect after a day at the beach, while two spacious storage buildings, (one is 12' by 12' and the other is 12' by 20') that were built and delivered by the Amish, provide ample room for a golf cart, lawn equipment, beach gear and more. Metal roof installed in 2016, new HVAC in 2020, and new electric range in 2025. A true coastal gem that's ready to enjoy!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-57.9 mi
4/10
South Brunswick MiddleGrades 6-89.0 mi
4/10
South Brunswick HighGrades 9-129.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Mud Room,Eat-in Kitchen

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 966
  • Total interior livable area: 966 sqft

Property

Details

  • Parcel number: 234fd017
  • Zoning: 0k-R-6
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Screened,Front Porch
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 6,649 sqft
  • Lot size dimensions: 55 x 121 x 55 x 121

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$65$780
Property Taxes $85$1,020
Electricity $200$2,405
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$407
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$349,000
2026-07-17Listed for sale$349,000
2010-10-15Sold$124,900
2010-09-26Pending sale$124,900
2010-09-02Price change$124,900
2010-08-27Price change$137,500
2010-08-22Price change$138,000
2010-08-11Price change$140,000
2010-08-07Price change$145,000
2010-08-05Price change$150,000
2010-08-01Listed for sale$155,000
2009-05-08Sold$50,000

For Sale by Agent

AgentWanda C Adkins
BrokerageBetter Beach Sales & Rentals, Inc.

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