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115 SW Yacht Drive, Oak Island, NC, 28465

5beds
4baths
4,362sqft
$2,299,000
$527price/sqft
$13,167/moest. monthly cost
$526,680/yrincome needed

About This Home

The lifestyle you deserve awaits you in this waterway home. Magnificent water views as far as the eye can see. This perfect 5-bedroom and 2.5-bath residence features an elevator on every floor. The home is appointed with hardwood floors and granite counters. Two deep water boat docks with 10,000 lb and 5000 lb power lifts to get you out on the water. Sprawling porches provide wonderful entertainment areas and magnificent sunsets. The lower level is a must-see, over 1,100 sq ft of a conditioned workshop (not included in heated sq footage). This home has interior stairs from bottom to top! This is a lifetime opportunity to acquire a home with giant live oaks, quiet sunsets shimmering off the water, and peace of mind. Your life as you imagined it.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-59.3 mi
4/10
South Brunswick MiddleGrades 6-810.3 mi
4/10
South Brunswick HighGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Double Oven,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Dining Room

  • Level: Second

Features

  • Walk-in Closet(s),High Ceilings,Elevator,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Zoned,Heat Pump,Multi Units

Interior Area

  • Total structure area: 3,165
  • Total interior livable area: 4,362 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 234ie020
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Porch,Screened,Wrap Around
  • Exterior features: Shutters - Functional,Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: Canal,ICW,Marsh,Ocean,Water
  • Has water view: Yes
  • Water view: Canal,Marsh,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Bulkhead,Canal Front,Marsh Front
  • Frontage type: Creek,Marsh Front,Canal Front
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.30 Acres
  • Features: Dead End,Boat Slip,Boat Dock,Boat Lift,Bulkhead,Navigable Water
  • Lot size dimensions: 69 x 190

Parking

  • Total spaces: 2
  • Parking features: Workshop in Garage,Concrete,On Site,Underhouse
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$429$5,148
Property Taxes $708$8,496
Electricity $406$4,875
Total$13,167$158,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,440/yr
40% on housing$395,010/yr
45% on housing$351,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$400
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$2,000,000
2026-06-11Listed for sale$2,299,000
2026-05-28Listing removed$2,299,000
2026-05-22Listed for sale$2,299,000
2019-11-01Listing removed$1,150,000
2018-10-19Price change$1,150,000
2018-07-09Listed for sale$1,200,000
2003-05-01Sold$200,000

For Sale by Agent

AgentJim C Goodman
BrokerageMargaret Rudd Assoc/O.I.

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