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1402 W Yacht Dr, Oak Island, NC, 28465

5beds
3baths
1,882sqft
$1,250,000
$664price/sqft
$7,140/moest. monthly cost
$285,600/yrincome needed

About This Home

"Every good and perfect gift is from above." This home is truly a gift of beautiful views, peaceful surroundings, and endless opportunities to make memories. Nestled along the beautiful intercostal waterway, this waterfront home offers a great setting for gathering with loved ones and enjoying life's sweetest moments. Spend your days splashing in the pool, fishing from the dock, watching boats drift by, and end the evening with breathtaking sunsets over the water. With dolphins too! Whether it's summer vacations or quiet mornings with a cup of coffee overlooking the water, this home is a place to slow down and enjoy the blessings of coastal living. Property Highlights: Freshly painted throughout in 2026 with sheetrock walls and ceilings. New flooring throughout the home. Trane 3.5-ton HVAC system installed in 2017. Beautiful 12’ x 28’ saltwater fiberglass pool with spacious concrete decking, perfect for entertaining and relaxing. Convenient cargo lift for easy transport of groceries, luggage, and supplies. Attractive corner lot with excellent curb appeal. Large 174-square-foot screened porch featuring spectacular Intracoastal Waterway views, the perfect spot for morning coffee or sunsets from your rocking chairs. Two boat lifts and two jet ski lifts make it easy to enjoy life on the water. Highly desirable Intracoastal Waterway property ideal for boating, fishing, and waterfront living. Ample storage with both a storage room and a dedicated pool room underneath the home. Much of the home’s furniture is currently stored in storage pods and is available to remain with the property, making it easy for the next owners to start enjoying coastal living right away. This charming waterfront cottage offers the perfect blend of coastal charm, modern updates, and unbeatable access to the water.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-56.6 mi
4/10
South Brunswick MiddleGrades 6-88.4 mi
4/10
South Brunswick HighGrades 9-128.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Piers
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,882 sqft

Property

Details

  • Parcel number: 234FA020

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 6
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$233$2,796
Property Taxes $387$4,644
Electricity $200$2,405
Total$7,140$85,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,800/yr
40% on housing$214,200/yr
45% on housing$190,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$664This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$399
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$1,250,000
2026-06-29Price change$1,399,000
2026-06-28Listed for sale$1,300,000
2025-09-03Listing removed$1,400,000
2025-05-10Price change$1,400,000
2025-02-19Listed for sale$1,500,000
2017-08-11Sold$363,000
2008-05-09Listing removed$945,000
2008-03-15Listed for sale$945,000

For Sale by Owner

AgentProperty Owner

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