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113 NW 12th Street, Oak Island, NC, 28465

2beds
1baths
736sqft
$359,000
$488price/sqft
$2,192/moest. monthly cost
$87,680/yrincome needed

About This Home

Enjoy the island lifestyle at 113 NW 12th Street! With plenty of parking space, there's room for guests, your RV, boat, or all three. Step inside and discover a beautifully updated interior highlighted by a stunning kitchen featuring butcher block countertops, a crisp white tile backsplash, and stainless steel appliances. The home offers a cozy living room, two comfortable bedrooms and a gorgeously renovated bathroom that perfectly blends style and functionality. A laundry closet with a sliding barn door is conveniently located off the hallway to the bedrooms and bathroom. Step outside to your own private retreat. The fully fenced backyard, enclosed with a vinyl privacy fence, creates the perfect setting for relaxation and entertaining. Unwind in the hot tub, enjoy the convenience of low-maintenance gravel landscaping, and gather with family and friends on the spacious deck. Complete with its own enclosed fencing, the front deck provides an additional outdoor living space ideal for hosting guests, enjoying outdoor time with the family pet, or simply enjoying the coastal breeze and peaceful surroundings. Whether you're searching for a full-time residence, a vacation getaway, or an investment opportunity, this coastal gem is move-in ready and waiting to be enjoyed. Nearby places of interest, within 1 hours drive or less are historical downtown Wilmington, Southport, Fort Fisher, and Myrtle Beach.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-58.1 mi
4/10
South Brunswick MiddleGrades 6-89.3 mi
4/10
South Brunswick HighGrades 9-129.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: In Hall

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Hot Tub
  • Flooring: LVT/LVP
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 736
  • Total interior livable area: 736 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 234ff003
  • Zoning: OK-R-6A
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Pool/Spa Combo
  • Patio & porch: Deck
  • Exterior features: See Remarks
  • Fencing: Privacy,Full,Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 55 x 120

Parking

  • Parking features: Gravel,On Site,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$67$804
Property Taxes $110$1,320
Electricity $200$2,405
Total$2,192$26,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,154/yr
40% on housing$65,760/yr
45% on housing$58,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$407
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$329,000
2026-07-17Price change$359,000
2026-06-17Price change$399,000
2026-06-03Listed for sale$425,000
2023-06-22Sold$309,000
2023-06-01Pending sale$309,000
2023-04-21Listed for sale$309,000
2023-04-20Pending sale$309,000
2023-03-20Listed for sale$309,000
2023-03-10Pending sale$309,000
2023-02-22Price change$309,000
2023-01-23Price change$339,000
2022-11-10Price change$319,000
2022-09-23Price change$324,900
2022-08-30Listed for sale$330,000
2017-12-16Sold$60,000
2017-11-17Pending sale$64,900
2017-03-10Listed for sale$64,900
2017-02-03Listing removed$59,900
2016-01-30Listed for sale$59,900
2015-11-10Sold$120,000
2015-10-07Price change$124,900
2015-07-28Price change$129,900
2015-06-18Listed for sale$139,900
2014-06-25Listing removed$795
2014-06-19Listed for rent$795
2013-07-27Listing removed$795
2005-05-09Sold$140,000

For Sale by Agent

AgentRuth C Gaskins
BrokerageHilton Auction & Realty Inc-Whiteville

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