114 NW 23rd Street, Oak Island, NC, 28465
About This Home
Charming Coastal Cottage on Oak Island -- 2 BR / 1 BA Step into classic island living with this delightful 2 bedroom, 1 bath cottage on Oak Island. Built with the easygoing rhythms of coastal life in mind, the home offers a nostalgic nod to lazy summer afternoons while delivering comfortable, move-in-ready living today. Light, breezy, and full of character, it's an ideal fit whether you want a vacation retreat, a rental investment, or a year-round home. * A spacious, well-laid-out kitchen--perfect for casual cooking and entertaining--with convenient access to the adjacent laundry room for simple household flow. * Two cozy bedrooms that capture the relaxed feel of island life; the single full bath is efficiently arranged and ready for immediate use or aesthetic upgrades to match your style. * Thoughtful floorplan that maximizes living space while keeping the atmosphere open and breezy -- great for gatherings or quiet nights in after the beach. * The front porch is a focal point -- the place you'll likely spend most of your non-beach time: morning coffee, evening cocktails, lazy reading, and people-watching in a laid-back setting. * Outdoor hot/cold shower makes rinsing off after sandy beach days quick and convenient. * Two backyard storage buildings provide plenty of room for beach gear, bicycles, lawn and garden tools, or a hobby workshop -- practical extras that are highly valued in a beach community. Situated on Oak Island's quiet West end and just minutes from the island's beaches, this home is also close to the public fishing dock on Yacht -- a real plus for anglers and waterfront lovers. The Town of Oak Island offers a wide variety of recreational amenities including golf, tennis, pickleball, basketball courts, picnic areas, boat launches, public docks, and multiple water access points -- all with the advantage of no HOA fees. Enjoy low-maintenance island living with convenient, everyday living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: LVT/LVP,Tile
- Attic: Access Only
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 924
- Total interior livable area: 924 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 234gg034
- Zoning: Ok-R-6
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Deck,Porch
- Exterior features: Outdoor Shower
- Fencing: Chain Link,Back Yard
- Has view: Yes
- View description: See Remarks
- Waterfront features: Water Access Comm
- Frontage type: See Remarks
- Living area range: 800 - 999
Lot
- Lot size: 6,969 sqft
- Features: Water Access Comm
- Lot size dimensions: 57 x 120
Parking
- Parking features: Off Street,Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,734 | $20,808 |
| Home Insurance * | $64 | $768 |
| Property Taxes | $106 | $1,272 |
| Electricity | $200 | $2,405 |
| Total | $2,104 | $25,248 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $375,000 |
| 2026-03-05 | Listed for sale | $385,000 |
| 2019-01-09 | Sold | $162,500 |
| 2018-12-08 | Pending sale | $172,900 |
| 2018-11-30 | Listed for sale | $172,900 |
| 2016-05-05 | Listing removed | $120,000 |
| 2016-04-29 | Pending sale | $120,000 |
| 2016-04-19 | Listed for sale | $120,000 |
| 2015-10-06 | Sold | $128,000 |
| 2015-06-26 | Listed for sale | $134,900 |
| 2011-07-01 | Sold | $90,000 |
| 2011-01-07 | Listed for sale | $105,000 |
| 2011-01-05 | Sold | $90,000 |
| 2010-07-24 | Listed for sale | $115,000 |
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