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681 Forest Drive SE, Bolivia, NC, 28422

2beds
2baths
1,360sqft
$494,900
$364price/sqft
$3,070/moest. monthly cost
$122,800/yrincome needed

About This Home

Terrific home in a wonderful waterfront community. Located in charming Sunset Harbor. Enjoy sounds of the ocean and coastal breezes from your front porch. Trex decking and specialty glass front door makes this home inviting to all visitors. Nestled in live oaks and third row from the water offers water views from many rooms. The property has amazing attention to detail with quality finishes and trim features. Open Floor plan with gorgeous coffered ceilings in the living room. The kitchen is perfect for entertaining. A large kitchen island with seating and the granite surface counter tops that will wow you with the depth and color detail. Spacious bedrooms with flex space room that could accommodate extra guests, serve as an office, game room or perfect space for the creative artist as a studio. Ship lap walls in the bathroom, driftwood style LVP, fiber cement siding, Architectural shingles are more of the quality details you'll find in this home. Truly this home is where elegance meets comfort and function. Opportunities to own a home of this quality is rare in Sunset Harbor. This waterfront community has no HOA! A dual NC wildlife boat ramp and fishing pier & fishing club. These amenities make it highly desirable with little inventory for sale. Surrounded by water, this golf cart, tight knit neighborhood is full of character, friendly water loving people that are proud to call it home.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10
Cedar Grove MiddleGrades 6-85.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Blinds/Shades
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 234id030
  • Zoning: Co-R-6000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck
  • Fencing: None
  • Has view: Yes
  • View description: ICW
  • Waterfront features: Third Row,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Corner Lot,Third Row,Water Access Comm
  • Lot size dimensions: 55*85

Parking

  • Parking features: Golf Cart Parking,Covered,Concrete,Lighted

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$208$2,496
Property Taxes $160$1,920
Electricity $200$2,405
Total$3,070$36,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,257/yr
40% on housing$92,100/yr
45% on housing$81,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 28422$155
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28422$190
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$499,999
2025-12-22Listing removed$515,000
2025-08-29Listed for sale$515,000
2024-09-23Sold$458,000
2024-08-25Contingent$475,000
2024-07-12Price change$475,000
2024-05-16Listed for sale$489,000
2022-11-01Listing removed--
2022-07-18Price change$575,000
2022-06-28Listed for sale$599,999
2018-07-03Sold$25,000

For Sale by Agent

AgentLeesa L Johnson
BrokerageSunset Harbor Realty LLC

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