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1304 E Oak Island Drive, Oak Island, NC, 28465

2beds
2baths
951sqft
$374,999
$394price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Just minutes from the Beach! Get ready to fall in love with this property--this super cute Oak Island home has a newly added parking pad makes turning around simple and safe, no need to back out onto the road. The backyard includes a relaxing firepit area, perfect for cozy evenings outdoors, while the interior fireplace has a fresh, modern look. Pretty landscaping and an outdoor shower with hot and cold water--perfect after a beach day. Inside, you'll find low-maintenance LVP flooring throughout, a vaulted ceiling that enhances the open living space, and plenty of thoughtful updates. These include a 2024 Wi-Fi-enabled water heater, new light fixtures and ceiling fans, updated bathroom vanities, a new guest bath shower fixture, new blinds, and the functional, eye-catching electric fireplace. The primary bedroom features two closets and a private full bath. A second full bathroom and hallway linen closet serve the guest bedroom, creating a smart and functional layout. Enjoy outdoor living with a screened porch, fenced backyard, hot/cold outdoor shower, firepit, storage room, and a shed for extra space. All appliances--including the washer and dryer stay with the home, and most furniture is negotiable. Big-ticket updates are already done for you: the roof was replaced in 2021 and the HVAC system in 2019. This home is just a few streets from the 9th Street beach access, so you can walk to the ocean without worrying about parking passes! You're also close to the 20th Street crossover, just one street from Veterans Park, and minutes from the Middleton Bridge for quick access to Hwy 211. Don't miss your chance to enjoy island life with comfort and style--this Oak Island home is truly move-in ready!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-56.6 mi
3/10
South Brunswick MiddleGrades 6-88.4 mi
4/10
South Brunswick HighGrades 9-128.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Range,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Fireplace Insert,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 951
  • Total interior livable area: 951 sqft

Property

Details

  • Parcel number: 235ii002
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch,Screened,Rear Porch
  • Exterior features: Outdoor Shower,Storm Doors
  • Fencing: Back Yard,Vinyl,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 60 x 160 x 60 x 112

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$70$840
Property Taxes $115$1,380
Electricity $200$2,405
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$406
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$374,999
2025-11-22Listing removed$389,900
2025-10-01Price change$389,900
2025-09-01Price change$399,900
2025-08-04Listed for sale$414,900
2025-06-10Listing removed$399,900
2025-02-25Price change$399,900
2025-01-22Listed for sale$414,900
2023-12-21Listing removed--
2023-10-26Listed for sale$449,900
2022-10-13Sold$345,000
2022-09-15Pending sale$365,000
2022-08-26Price change$365,000
2022-08-11Listed for sale$380,000
2022-07-29Pending sale$380,000
2022-07-01Price change$380,000
2022-06-24Listed for sale$349,000
2015-07-15Sold$140,000
2015-05-26Listed for sale$149,000
2005-05-18Sold$180,000

For Sale by Agent

AgentKaren J Wirzulis
BrokerageMargaret Rudd Assoc/O.I.

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