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105 SE 30th Street, Oak Island, NC, 28465

2beds
2baths
1,325sqft
$435,000
$328price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

This Oak Island cutie is proof that great things come in beach-sized packages. Perfectly positioned next to the scenic beach walkway and kayak launch, this bungalow delivers the kind of location, location, location you've been searching for. Take an easy stroll down the next street over straight to the beach, hop on a bike to Middleton Park, take a couple steps to the Recreation Center next door, or spend your afternoons exploring everything that makes Oak Island life so special. While officially a 2-bedroom home, don't let that fool you. These bedrooms are surprisingly spacious and comfortable, with room to truly spread out. Even better, there is excellent potential to add a third bedroom, creating even more value, flexibility, and rental appeal. Curious what that could look like? Just ask! We're happy to walk you through the possibilities and even help break down renovation ideas and estimated costs. And here's where it gets exciting: if you prefer renovations completed before closing, there may be an opportunity to get them completed and keeping everything under one loan instead of requiring large out-of-pocket cash expenses upfront after closing. We can also help connect you with local contractors and gather quotes so you can comfortably explore the numbers and vision before making a decision. Located in an X flood zone with no required flood insurance, offered fully furnished, and packed with upside, this home is an incredible opportunity for a second home, vacation rental, investment property, or personal beach retreat with room to grow. Reach out today for all the possibilities.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-55.7 mi
3/10
South Brunswick MiddleGrades 6-87.9 mi
4/10
South Brunswick HighGrades 9-128.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Furnished,Pantry
  • Flooring: LVT/LVP,Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Property

Details

  • Parcel number: 235nh022
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Deck
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 7,405 sqft
  • Features: Dead End,Wooded
  • Lot size dimensions: 62 x 120

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$81$972
Property Taxes $133$1,596
Electricity $200$2,405
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$406
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$435,000
2026-04-15Price change$475,000
2026-02-26Price change$492,000
2026-01-04Listed for sale$499,000
2020-11-10Sold$256,750
2020-09-22Pending sale$260,000
2020-09-15Listed for sale$260,000
2017-09-19Sold$180,000
2017-08-06Pending sale$199,000
2017-08-01Listed for sale$199,000
2015-02-27Sold$165,000
2014-11-25Listed for sale$179,950
2014-01-23Listing removed$179,987
2013-09-19Listed for sale$179,987

For Sale by Agent

AgentJessica M Wainwright
BrokerageLive Love Brunswick

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