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908 N Lord Street, Southport, NC, 28461

1beds
1baths
563sqft
$375,000
$666price/sqft
$2,448/moest. monthly cost
$97,920/yrincome needed

About This Home

They say every home has a story, and this little house is no exception. This Southport cottage was lovingly rebuilt and completed in 2022-2023, an old soul with new beginnings. Tucked behind a picket fence, it sits an easy walk from downtown Southport, close enough to leave the car parked and stroll to the shops, the waterfront, and dinner. Board and batten siding, gable and shake accents, the charm is real, not manufactured. Inside, the kitchen has been reimagined with beautiful new countertops, soft coastal tones, and natural light that makes the whole space feel like a permanent vacation. The home has been freshly painted inside and out, and outdoor living got an upgrade too: a new detached deck for morning coffee and evening wine, a fenced backyard, and a storage building for the paddleboards and beach chairs. Even the front yard tree has been professionally trimmed by a local arborist because this home has been cared for down to the last detail, so all that's left is to make it yours. Every hard decision has already been made, the renovation is done, the character is intact, and all that's missing is your own furniture and your own story. Whether this becomes your full-time home or the coastal escape you've been dreaming of, it's ready for whoever finds it next. And what you're moving into isn't just a house it's a whole way of life. Southport is the kind of small town where mornings start on the waterfront, watching shrimp boats and freighters roll past on the Cape Fear River. Franklin Square Park is a short stroll away for concerts under the oaks, and downtown is lined with the kind of shops and restaurants you actually walk to instead of drive to. Grab a plate at the Provision Company overlooking the water, catch the ferry to Bald Head Island for the day, or just sit on a bench along the Riverwalk and watch the boats go by. It's the slower pace, the golf cart parades, the small-town charm that made this town famous long before the movies started filming here and it's exactly why people fall in love with Southport and never leave. This isn't a house that needs a project. It's a house that's ready for its next story and yours could start the day you get the keys.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
Southport ElementaryGrades K-50.5 mi
4/10
South Brunswick MiddleGrades 6-85.7 mi
4/10
South Brunswick HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Fiber Cement,Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 563
  • Total interior livable area: 563 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 237de01501
  • Zoning: Sp-R-10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 400 - 599

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 34 x 161 x 33

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Wildfire
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$121$1,452
Property Taxes $231$2,772
Electricity $200$2,405
Total$2,448$29,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,931/yr
40% on housing$73,440/yr
45% on housing$65,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$666This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$269
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$375,000
2026-07-25Listed for sale$375,000
2025-08-05Sold$280,000
2025-07-01Contingent$299,000
2025-06-28Listed for sale$299,000
2025-06-14Listing removed$1,895
2025-06-13Price change$1,895
2025-06-10Listed for rent$1,945
2025-04-12Listing removed$2,395
2025-03-31Listed for rent$2,395
2025-03-28Listing removed$311,000
2025-03-03Price change$311,000
2025-02-01Price change$319,900
2024-12-05Price change$324,999
2024-10-27Price change$329,999
2024-10-12Listed for sale$335,000
2024-10-06Listing removed--
2024-09-26Listed for sale$335,000
2020-07-17Sold$55,000
2020-06-26Pending sale$40,000
2020-06-24Listed for sale$40,000
2019-12-18Listing removed$89,000
2019-12-04Pending sale$89,000
2019-09-10Listed for sale$89,000
2019-06-28Pending sale$89,000
2019-05-30Listed for sale$89,000

For Sale by Agent

AgentDanielle M Stewart
BrokerageCentury 21 Collective

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