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1656 Seagull Way SW, Ocean Isle Beach, NC, 28469

2beds
1baths
1,492sqft
$209,000
$140price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Discover coastal living in this charming Intracoastal Waterway front community near Ocean Isle Beach, complete with a neighborhood boat ramp and fishing dock. This 2-bedroom, 1-bath home plus a 50 x 110 BUILDING LOT offers spacious living areas, including a generous living room, front and back porches, and additional flex space for your needs. The property includes the extra lot—ideal for building a second home, guest suite, or garage. Whether you're looking for a vacation getaway, investment opportunity, or potential Airbnb, this versatile property is full of potential. Recent updates include HVAC, roof, and a storage shed—just add your personal finishing touches to make it your own.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Union ElementaryGrades K-54.4 mi
3/10
Shallotte MiddleGrades 6-84.3 mi
3/10
West Brunswick HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator
  • Laundry features: None

Basement

  • Basement: Exterior Entry

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Blinds/Shades
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Propane,Gas Pack,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Sunroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 244ge016
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Boat Ramp,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.32 Acres
  • Features: See Remarks,Boat Ramp,Water Access Comm
  • Lot size dimensions: 125 x 110 x 125 x 110.

Parking

  • Parking features: Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$55$660
Property Taxes $101$1,212
Electricity $200$2,405
Total$1,412$16,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$408
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$219,000
2026-01-22Price change$229,000
2025-07-23Listed for sale$249,900
2017-06-01Listing removed$112,900
2016-11-25Listed for sale$112,900
2016-08-02Listing removed$119,000
2016-02-05Price change$119,000
2015-10-16Price change$130,000
2015-06-14Listed for sale$160,000

For Sale by Agent

AgentCarla D Lewis
BrokerageIntracoastal Realty Corporation

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