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41 Wilmington Street, Ocean Isle Beach, NC, 28469

5beds
4baths
2,492sqft
$1,700,000
$682price/sqft
$9,799/moest. monthly cost
$391,960/yrincome needed

About This Home

Sunrises, sunsets, beach days, boat days, fun summer evenings and everything in between are waiting for you at 41 Wilmington - appropriately named ''Happy Hour''! This beautifully updated 5-bedroom, 4 bath home with an elevator, located on a natural canal offers a private dock, boat lift, and direct access to the Intracoastal Waterway. It is the perfect blend of luxury, comfort, and coastal living. Watch sunrises and sunsets from your rooftop deck, relax in the shade on one of the other 3 decks, play games in the turfed backyard or spend time in the water at the beach or canal. Bike or take the golf cart that is included to coffee, breakfast, lunch or dinner, ice cream and the beautiful community park, all without leaving the island! Inside you'll discover a completely renovated interior featuring LVP flooring throughout and a bright, open-concept design. The kitchen has been updated with a large island--perfect for meal prep, entertaining, or gathering with family and friends after a day of fun. A commercial ice maker in the beverage center will keep your drinks ice cold! Updated bathrooms offer modern style and convenience. Enjoy seamless indoor-outdoor living with triple slider doors that open to a spacious screened-in deck overlooking the canal--an ideal spot for coffee, cocktails, or watching boats go by. Just down the block, you'll find easy access to the beach, making this home the ultimate coastal escape. ''Happy Hour'' comes fully furnished and turn-key, ready for immediate enjoyment or rental income. Speaking of income, this home boasts strong rental history, making it an excellent investment opportunity. The oversized 2-car garage offers plenty of storage, with one bay tall enough to accommodate a boat on a trailer. Located in vibrant Ocean Isle Beach, you'll enjoy a laid-back coastal lifestyle with nearby dining, pristine beaches, summer concerts in the park, miniature golf, ice cream shops, and more. Schedule your tour today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

10/10
Union ElementaryGrades K-54.8 mi
3/10
Shallotte MiddleGrades 6-85.6 mi
3/10
West Brunswick HighGrades 9-126.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Ice Maker,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 2,492 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 244pa020
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Deck,Patio,Porch,Screened,Balcony,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: Canal,ICW,Ocean,Water
  • Has water view: Yes
  • Water view: Canal,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Canal Front
  • Frontage type: Canal Front
  • Living area range: 2400 - 2599

Lot

  • Lot size: 5,662 sqft
  • Features: Boat Dock,Boat Lift
  • Lot size dimensions: 50 x 115 x 49 x 115

Parking

  • Total spaces: 2
  • Parking features: Secured,Golf Cart Parking,Attached,Garage Door Opener,Off Street,Garage6,Storage4
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$449$5,388
Property Taxes $522$6,264
Electricity $232$2,785
Total$9,799$117,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,965/yr
40% on housing$293,970/yr
45% on housing$261,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$682This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$399
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$1,700,000
2021-11-09Sold$910,000
2021-09-27Pending sale$939,900
2021-06-23Price change$939,900
2021-04-18Listed for sale$925,000
2019-08-25Listing removed$724,900
2019-07-05Price change$724,900
2018-06-23Listed for sale$709,900
2017-11-01Listing removed$709,900
2017-06-16Price change$709,900
2017-06-11Price change$719,900
2017-05-24Listed for sale$709,900
2016-11-30Listing removed$709,900
2016-08-10Listed for sale$709,900
2016-07-07Listing removed$709,900
2016-01-15Price change$709,900
2015-05-06Price change$719,900
2014-10-21Price change$749,000
2014-09-10Price change$770,000
2013-09-07Listed for sale$799,000
2008-03-20Sold$727,500
2008-03-13Listed for sale$875,000

For Sale by Agent

AgentKaren Meskill
BrokerageIntracoastal Realty

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