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255 E First Street, Ocean Isle Beach, NC, 28469

6beds
4baths
3,028sqft
$1,200,000
$396price/sqft
$7,058/moest. monthly cost
$282,320/yrincome needed

About This Home

What a rare find on Ocean Isle Beach. This duplex is fully furnished with 3 bedrooms, 2baths on each side. There is a door between the two units. Enjoy the reverse floor plan to allow you to capture the ocean view. Kitchen are fully equipped with stainless steel appliances, granite countertops, bamboo flooring on both sides. If you decide not to go to the beach there is a in ground pool to enjoy. There is a new roof being installed and new hot water heater, NOT TO MENTION NEW LVP FLOORING IN THE LIVING AREA ON BOTH SIDES. Close walk to the beach. GREAT RENTAL HISTORY!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Union ElementaryGrades K-55.2 mi
3/10
Shallotte MiddleGrades 6-86.8 mi
3/10
West Brunswick HighGrades 9-127.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Other,Pilings
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Ceiling Fan(s),Furnished,Blinds/Shades
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,028
  • Total interior livable area: 3,028 sqft

Property

Details

  • Parcel number: 244od00801
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Porch
  • Fencing: Full,Back Yard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Second Row
  • Frontage type: See Remarks

Lot

  • Lot size: 5,227 sqft
  • Features: Second Row
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$317$3,804
Property Taxes $392$4,704
Electricity $282$3,384
Total$7,058$84,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,988/yr
40% on housing$211,740/yr
45% on housing$188,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$403
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,200,000
2026-02-25Listing removed$1,200,000
2026-02-18Listed for sale$1,200,000
2026-01-13Contingent$1,200,000
2025-11-18Listed for sale$1,200,000
2015-10-15Sold$471,500
2015-07-25Price change$489,000
2015-04-08Listed for sale$519,000

For Sale by Agent

AgentShirley Johnson
BrokerageColdwell Banker Sloane

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