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127 Swordfish Drive, Holden Beach, NC, 28462

2beds
2baths
970sqft
$699,000
$721price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Experience waterfront living at its finest! This charming canal-front home boasts a new dock, direct access to the water, and picturesque marsh views. With a proven track record of rental income, it's an ideal investment and a perfect personal escape. 127 Swordfish welcomes you with a large front porch - where you can enjoy your morning coffee with unobstructed views of the marsh and wildlife. Inside, the bright kitchen features a decorative backsplash, beautiful wood countertops and a bar for casual eating or grabbing a post beach snack. The open floor plan flows seamlessly into the living and dining areas, where natural light fills the space and highlights the canal-facing screen porch. The dining area exudes the charm of an old beach cottage while offering the modern comforts you'd expect. A wall of windows invites you to linger and enjoy the water views. The gracious screen porch offers an extension of living area with additional seating as well as another dining area or place for games after a day in the sun. The backyard is already fenced in for you and offers a swing under the deck, an outdoor shower and of course, the dock for relaxing, fishing or watching a sunset. Back inside, the primary bedroom is spacious with an attached bath and a secondary bedroom has a clear view of the marsh to take advantage of. Recent updates include a new roof in 2022, new HVAC in 2025, and new stationary dock and floating dock in 2024. Beyond the property, Holden Beach also offers a playground, picnic and gathering area, tennis and basketball courts to use when you need a break from the beach. Embrace coastal living at 127 Swordfish — where every day feels like a getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Cedar Grove MiddleGrades 6-85.3 mi
3/10
West Brunswick HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Property

Details

  • Parcel number: 246ae041
  • Zoning: Hb-R-1
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Screened,Front Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Canal,Marsh
  • Has water view: Yes
  • Water view: Canal,Marsh
  • On waterfront: Yes
  • Waterfront features: Pier,Bulkhead,Canal Front
  • Frontage type: Canal Front
  • Living area range: 800 - 999

Lot

  • Lot size: 5,227 sqft
  • Features: Boat Dock,Bulkhead,Navigable Water,Pier
  • Lot size dimensions: 50 x 111

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$218$2,616
Property Taxes $203$2,436
Electricity $200$2,405
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$721This listing

vs Other Active Listings

Avg $/sqft

ZIP 28462$356
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28462$194
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$699,000
2023-03-09Sold$630,000
2023-02-18Pending sale$624,900
2023-02-15Listed for sale$624,900
2019-05-09Sold$320,000
2019-04-05Pending sale$335,000
2019-03-27Listed for sale$335,000
2018-06-21Sold$11,000
2016-03-29Sold$267,000
2016-03-02Pending sale$284,000
2015-08-27Price change$284,000
2015-06-10Listed for sale$299,000

For Sale by Agent

AgentJennifer B Anderson
BrokeragePROACTIVE Real Estate

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