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203 Norton Street, Oak Island, NC, 28465

3beds
4baths
2,518sqft
$1,200,000
$477price/sqft
$6,895/moest. monthly cost
$275,800/yrincome needed

About This Home

Welcome to 203 Norton Street, a beautifully maintained coastal retreat located in the highly desirable Yaupon Beach area of Oak Island. Just steps from the beach at the end of the street, this move-in ready home offers the perfect blend of comfort, convenience, and coastal living. Enjoy an unbeatable location within walking distance of the Oak Island Pier, The Lazy Turtle Restaurant, Koko Cabana, local shops, and several popular restaurants, while being only a 15 minute drive to historic downtown Southport. Situated on a large lot in one of Oak Island's most sought after neighborhoods, this well appointed home features the convenience of an elevator, making all levels easily accessible. The recently painted exterior adds fresh curb appeal, while skylights throughout fill the home with abundant natural light. The spacious floor plan is designed for everyday living and entertaining. The kitchen features a center island and flows seamlessly into the dining area overlooking the inviting living room with a cozy gas log fireplace. The oversized primary suite offers a private balcony, creating the perfect place to enjoy your morning coffee or unwind after a day at the beach. The secondary bathroom includes a beautifully tiled walk-in shower. Outdoor living is abundant with a large front porch, expansive deck, patio, fenced backyard, and a ground level sunroom that's perfect for relaxing on peaceful evenings. The first floor offers exceptional functionality with two separate one car attached garages, a built-in work area, generous storage space, and a convenient bath with shower. This meticulously maintained home provides peace of mind with a roof replaced in 2019, a water heater installed in 2019, and two HVAC systems (manufactured 08/2019 and 09/2022). Whether you're searching for a primary residence, vacation getaway, or income producing investment property, this home checks every box. With no HOA, located outside the FEMA flood zone in the desirable FEMA X (0.2% annual chance) area, ownership is both practical and affordable. Oak Island's golf cart friendly community offers an exceptional coastal lifestyle with lots of public amenities and no HOA fees. Don't miss this rare opportunity to own a beautifully maintained home in one of Oak Island's most desirable locations, where the beach, dining, entertainment are all just a short stroll away.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-53.1 mi
4/10
South Brunswick MiddleGrades 6-87.4 mi
4/10
South Brunswick HighGrades 9-127.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Cedar,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher
  • Laundry features: In Garage

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Kitchen Island,Elevator
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Propane,Gas Pack
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,518
  • Total interior livable area: 2,518 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 250fd00101
  • Zoning: OK-CR
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Balcony,Front Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 79' x 143' x 78' x 144'

Parking

  • Total spaces: 2
  • Parking features: Workshop in Garage,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$224$2,688
Property Taxes $370$4,440
Electricity $234$2,814
Total$6,895$82,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,400/yr
40% on housing$206,850/yr
45% on housing$183,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$401
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$1,200,000
2007-08-24Sold$485,000

For Sale by Agent

AgentAmanda D Clark
BrokerageSavvy + Co Real Estate

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