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101 Martin Lane, Oak Island, NC, 28465

5beds
3baths
2,160sqft
$1,750,000
$810price/sqft
$9,929/moest. monthly cost
$397,160/yrincome needed

About This Home

EXTRAORDINARY OCEANFRONT LOCATION in highly sought after YAUPON area of Oak Island! Oceanfront living at it's best with a heavily vegetated lot spreading across 89' feet of the sandy beach and on a cul-de-sac lot with nice re-development footprint. This home has been in this family for decades and offered as limited rental. This rare property is the quintessential Beach Home, complete with boardwalk and beachside deck. Oceanside double porches allows for family & friends to enjoy the ocean breezes together. Made for year round living or the ideal second home. Walk, bike or ride your LSV to the nearby golf course, or grab your fishing pole and bring home a fresh catch to feed all your family and friends who will be racing to visit! This remarkable property is ideal for year-round living, a personal second home, or collecting rental revenue. Large ground floor storage for all your beach gear. Of course there is an outdoor shower to wash the sand away. Furniture & Appliances are included so you can start enjoying Island life right away rather than going out to shop for furniture. Are you ready for BEACH life? The town of Oak Island offers numerous amenities such as golf, pickleball, tennis, basketball, splash pad, dog park, picnic area, boat launches & public docks & water accesses yet NO hoa fees! This home is at the heart of all the fun, so don't delay!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-52.9 mi
4/10
South Brunswick MiddleGrades 6-87.5 mi
4/10
South Brunswick HighGrades 9-127.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Furnished,Hot Tub
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 250ea00104
  • Zoning: Ok-R-9
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Porch
  • Exterior features: Outdoor Shower,DP50 Windows
  • Fencing: None
  • Has view: Yes
  • View description: Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.85 Acres
  • Features: Cul-De-Sac,Ocean Side
  • Lot size dimensions: 92' x 209.7' x 209.13' x 107.24' x 400.13' x 88.86'

Parking

  • Parking features: On Site,Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$326$3,912
Property Taxes $554$6,648
Electricity $201$2,414
Total$9,929$119,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,422/yr
40% on housing$297,870/yr
45% on housing$264,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$810This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$395
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,750,000
2021-08-04Sold$5,000

For Sale by Agent

AgentKim Skipper Anderson
BrokerageArt Skipper Realty Inc.

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