183 W Fourth Street, Ocean Isle Beach, NC, 28469
About This Home
Feel the constant ocean breeze from this exceptional West End Ocean Isle Beach residence. Located at 183 W Fourth Street, this meticulously updated coastal retreat captures the essence of classic island living on a quiet, low-traffic street ideally positioned to minimize through traffic while maximizing privacy and relaxation. Beautifully maintained and thoughtfully upgraded, the home offers the flexibility to serve as either a private beach getaway or a high-performing investment property. Recent improvements provide exceptional peace of mind, including a new roof installed in 2024, upper-level HVAC replacement in 2020, and a complete elevator system replacement in 2021. Modern conveniences include a wired outdoor security camera system, digital garage keypad entry, and remote front-door access management. Designed to comfortably accommodate family and guests, the home features four spacious bedrooms, each with a private en-suite bath and direct access to its own balcony. This highly desirable layout provides both privacy and comfort for large gatherings. The main living area showcases hardwood floors, a marble fireplace, and custom built-in cabinetry. A dedicated study with half bath offers an ideal work-from-home space/can be used as or converted back to a bedroom. The generous dining area and oversized kitchen island create a natural setting for entertaining and everyday coastal living. Step outside to a fully fenced backyard oasis framed by mature palm trees. The outdoor living space features a premium paver patio, Adirondack seating, a hammock, an updated grill, and a refreshing outdoor shower--perfect after a day at the beach. Residents enjoy a peaceful island setting just 0.2 miles from the Duneside beach access. Adding to the property's turnkey appeal, the sale includes a fully paid 2026 membership to the Summer Place community pool, conveniently located just around the corner on Private Drive, with future renewal options available. For investors, the home has an established track record as a successful vacation rental, with a strong booking calendar already secured through September 2026. Offered fully furnished, excluding personal items, this exceptional Ocean Isle Beach property presents a rare opportunity to enjoy immediate coastal living while benefiting from proven rental income potential.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Other,Pilings
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom1
- Level: Second
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Walk-in Closet(s),Elevator,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace(s),Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,592
- Total interior livable area: 2,592 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 257cb022
- Zoning: Oi-R-1
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck,Patio,Porch,Balcony,Front Porch,Rear Porch
- Exterior features: Outdoor Shower,Gas Log,Storm Doors
- Fencing: Back Yard,Wood,Fenced
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 5,053 sqft
- Lot size dimensions: 51 x 100
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Golf Cart Parking,Attached,Gravel,On Site,Paved,Garage,Underhouse
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $401 | $4,812 |
| Electricity | $241 | $2,897 |
| Total | $7,559 | $90,708 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $1,300,000 |
| 2020-10-13 | Sold | $600,000 |
| 2018-10-01 | Listing removed | $599,000 |
| 2018-08-22 | Price change | $599,000 |
| 2018-05-02 | Price change | $649,900 |
| 2018-04-19 | Price change | $674,900 |
| 2018-03-20 | Listed for sale | $695,000 |
For Sale by Agent
View on Zillow