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269 W First Street, Ocean Isle Beach, NC, 28469

7beds
9baths
4,968sqft
$3,900,000
$785price/sqft
$22,463/moest. monthly cost
$898,520/yrincome needed

About This Home

IMPROVED PRICE !!! If you have been looking for a large family property either for your own family use or for an investment property, this is it !! Beautiful ocean views and sounds as you relax on multiply decks, porches, or pool side and private access to the beach. With 7 very spacious bedrooms with 2 of them being king primary suites oceanfront, and a flex room that is being used for a bedroom, 8.5 bathrooms, two of which are handicap accessible and large open concept with kitchen and dining for multiple cooks. TWO of everything, refrigerators, ranges, microwaves, dishwashers and sinks. And storage galore... An elevator makes easy access to transport guests, luggage and groceries. The private heated pool and convenient outside shower to wash away the sand is going to make your kiddos very happy. This fully furnished home has very good rental income with scheduled bookings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Union ElementaryGrades K-55.2 mi
3/10
Shallotte MiddleGrades 6-86.9 mi
3/10
West Brunswick HighGrades 9-127.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Ice Maker,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Elevator,Furnished,Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,968
  • Total interior livable area: 4,968 sqft

Property

Details

  • Parcel number: 257fi035
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Open,Covered,Deck,Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 4500 - 4999

Lot

  • Lot size: 0.31 Acres
  • Features: Ocean Side
  • Lot size dimensions: 51 x 256

Parking

  • Total spaces: 4
  • Parking features: On Site
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,720$236,640
Home Insurance *$1,032$12,384
Property Taxes $1,249$14,988
Electricity $462$5,552
Total$22,463$269,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$770,160/yr
40% on housing$673,890/yr
45% on housing$599,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$785This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$397
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$3,900,000
2025-10-28Price change$4,300,000
2025-06-05Listed for sale$4,500,000
2017-05-04Listing removed$165,000
2016-11-21Listed for sale$165,000
2012-02-23Sold$600,000
2011-08-25Price change$749,000
2011-06-05Listed for sale$775,000
2011-04-16Listing removed$825,000
2011-03-26Price change$825,000
2011-02-05Price change$899,900
2010-11-06Price change$910,000
2010-05-08Price change$950,000
2010-03-14Price change$995,000
2009-12-23Listed for sale$1,200,000
2009-08-31Listing removed$1,200,000
2009-03-03Listed for sale$1,200,000
2008-08-08Listing removed$1,700,000
2008-02-26Listed for sale$1,700,000

For Sale by Agent

AgentDebbie M Morgan
BrokerageCENTURY 21 Sunset Realty

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