81 E First Street, Ocean Isle Beach, NC, 28469
About This Home
Welcome to your dream coastal retreat in the heart of Ocean Isle Beach, directly across the street from the beach access. This furnished 2-bedroom plus additional flex room, 2-bathroom island home is perfectly situated, offering stunning ocean views and a private saltwater pool - right in your backyard. Step inside this completely renovated coastal cottage into an open and inviting floor plan with additional flex room currently used with bunk beds for sleeping quarters. Upgrades include new luxury vinyl plank flooring throughout and ceramic tile in both bathrooms. The updated kitchen is a wow factor with sleek stainless-steel appliances, quartz countertops, and a window over the sink for pool views. Whether you're entertaining guests or hosting family getaways, the main open living space is designed for connection, comfort, and easy coastal living. The bedrooms and two full bathrooms are located on one level, thoughtfully arranged where the two main bedrooms share one bathroom. The additional flex room is ideal for bunk beds to accommodate additional sleeping quarters. Outside, enjoy the expansive front deck overlooking the ocean, where you can relax with a morning coffee and listen to the ocean waves, or take in a sunset over the ocean. The backyard offers a private saltwater pool and putt-putt golf for outdoor entertainment. Located close to Ocean Isle's island attractions, including restaurants, coffee shops, shopping, a seasonal outdoor market, mini-golf, and summer concerts--this home offers the perfect balance of beach living and vibrant community amenities. Whether you're searching for a full-time residence, a second home, or a high-performing vacation rental, this well-maintained and move-in-ready property checks every box. Don't miss your chance to own a piece of paradise on Ocean Isle Beach.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Electric Oven,Built-In Microwave,Washer,Self Cleaning Oven,Refrigerator,Dryer,Disposal,Dishwasher
- Laundry features: Laundry Closet
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Solid Surface,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades
- Flooring: LVT/LVP
- Attic: Scuttle
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 870
- Total interior livable area: 870 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 258ac001
- Zoning: Oi-R-1
- Special condition: Standard
Features
- Levels: One
- Pool features: In Ground,See Remarks
- Patio & porch: Covered,Patio,Porch
- Exterior features: Outdoor Shower
- Fencing: Privacy,Back Yard,Vinyl
- Has view: Yes
- View description: Ocean,Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Marina Front,Second Row
- Frontage type: Marina Front
- Living area range: 800 - 999
Lot
- Lot size: 4,791 sqft
- Features: Level,Corner Lot,Second Row
- Lot size dimensions: 49 x 101 x 50 x 102
Parking
- Parking features: Covered,Gravel,Concrete,Off Street,Tandem
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,182 | $62,184 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $297 | $3,564 |
| Electricity | $200 | $2,405 |
| Total | $5,950 | $71,400 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-04 | Price change | $1,025,000 |
| 2026-01-08 | Listed for sale | $1,050,000 |
| 2024-07-10 | Sold | $1,000,000 |
| 2024-06-07 | Pending sale | $1,190,000 |
| 2024-05-14 | Listed for sale | $1,190,000 |
| 2023-04-04 | Sold | $550,000 |
| 2021-12-30 | Sold | $550,000 |
| 2021-11-02 | Pending sale | $599,000 |
| 2021-10-26 | Listed for sale | $599,000 |
| 2010-01-03 | Listing removed | $515,000 |
| 2009-11-01 | Price change | $515,000 |
| 2009-10-16 | Listed for sale | $550,000 |
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