




103 SE 76th Street, Oak Island, NC, 28465
About This Home
South side 🏖️recently renovated with new electrical, new water lines, new LVP flooring & ceramic tile, New cabinets & granite counters along with a fortified roof all in 2024 with fresh paint in 2026. Expansive front porch is conditioned! But not included in stated square footage. With the amazing beach of Oak Island right at the end of the street, this spacious open floor plan featuring 2 bedrooms, 1 bathroom, and outside storage building is the ideal extended vacation home. Spend your days after sun and sand on the beach lounging in the shade of the tree canopy, playing corn hole or walk to the pier for a day of fishing at the Town owned pier and enjoy a meal at the restaurant. Cozy and charming, and in an absolutely perfect location on the beachside, yet NOT in fema flood so lenders should not require flood insurance. Also convenient to restaurants and bridge to mainland. On an over-sized lot with beautiful trees, it's a precious little abode to come home to anytime or all the time! Could easily generate income as a vacation rental or choose to keep it all to yourself. The town of Oak Island offers numerous amenities such as golf, tennis, basketball, picnic area, boat launches & public docks & water accesses yet NO hoa fees!
Getting Around
Schools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Built-In Microwave,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Blinds/Shades
- Flooring: LVT/LVP,Tile
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 775
- Total interior livable area: 775 sqft
Property
Details
- Parcel number: 250bl009
- Zoning: R
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Enclosed,Porch
- Exterior features: DP50 Windows
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 600 - 799
Lot
- Lot size: 6,098 sqft
- Features: Ocean Side
- Lot size dimensions: 50 x 125
Parking
- Parking features: Gravel,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $178 | $2,136 |
| Electricity | $200 | $2,405 |
| Total | $3,392 | $40,704 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $575,000 |
| 2024-07-25 | Listing removed | -- |
| 2024-07-13 | Price change | $4,000 |
| 2024-06-15 | Listed for rent | $4,500 |
| 2023-12-07 | Sold | $333,333 |
| 2023-11-20 | Pending sale | $299,900 |
| 2023-11-18 | Listed for sale | $299,900 |
| 2017-12-15 | Sold | $180,000 |
