638 Chicamacomico Way, Bald Head, NC, 28461
About This Home
Tucked within the maritime forest and just steps from the sands of East Beach, Surfman's Walk offers a peaceful, intimate setting for classic Bald Head Island living. THIS IS A THREE BEDROOM, 3 1/2 bath home with two bedrooms in the main house and a third bedroom in the crofter over the garage, giving you an additional 234 square feet. This charming enclave is known for its quiet streets, pedestrian-friendly design, and easy access to beach boardwalks that wind through live oaks and native palms. Nestled in the heart of Surfman's Walk, 638 Chicamacomico Way presents a relaxed island retreat surrounded by the island's natural beauty. The home blends coastal charm with a comfortable, easy-living floor plan well suited for both everyday enjoyment and island getaways. Light-filled living spaces flow effortlessly for entertaining or quiet evenings at home, while inviting porches create exceptional outdoor living, perfect for morning coffee, catching ocean breezes, or unwinding after a day at the beach. The home also includes bikes for exploring the island, and the bedrooms feature added bunk beds to accommodate additional guests, enhancing both flexibility and rental appeal. With convenient access to scenic biking paths, pristine beaches, and the island's many amenities, this location offers both comfort and convenience. Whether you're seeking a primary residence, second home, or investment property, 638 Chicamacomico Way captures the essence of Bald Head Island living, where coastal simplicity and natural tranquility come together just minutes from the shoreline. An Equity Lifestyle Membership to the BHI Club and a Shoals Club membership are available for separate purchase.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Other,Pilings
- Roof: Metal
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Furnished,Pantry,Blinds/Shades
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,357
- Total interior livable area: 1,591 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2654e002
- Zoning: Residental
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Porch,Screened
- Exterior features: Outdoor Shower
- Fencing: Partial,Back Yard,Wood
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 1200 - 1399
Lot
- Lot size: 1,306 sqft
- Features: Wooded
- Lot size dimensions: drip line
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Golf Cart Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,778 | $57,336 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $810 | $9,720 |
| Electricity | $200 | $2,405 |
| Total | $6,095 | $73,140 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-24 | Listed for sale | $945,000 |
| 2022-06-03 | Sold | $765,000 |
| 2002-12-01 | Sold | $489,500 |
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