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813 W Mountain St, Kings Mountain, NC, 28086

5beds
3baths
3,651sqft
$625,000
$171price/sqft
$4,310/moest. monthly cost
$172,400/yrincome needed

About This Home

Step into a true piece of Kings Mountain history at 813 W. Mountain Street, where timeless character and thoughtful upgrades come together seamlessly. Built in 1907, this remarkable home is rich in history, highlighted by a grand family room that once served as a ballroom, featuring original hardwood floors that run throughout the main level. Expansive windows in the family and dining rooms fill the home with natural light, enhancing its warmth and historic charm. The main level offers two spacious bedrooms and two updated bathrooms, including a beautifully remodeled primary bath with a step-in tiled shower, updated flooring, and new vanity. Toward the rear of the home, a second family room with built-ins and a fireplace provides a cozy gathering space with access to the screened-in porch overlooking both the front and backyard. Upstairs, you’ll find three spacious bedrooms, all with walk-in closets, along with a large, shared bathroom featuring a separate shower and whirlpool tub. New carpet has been installed throughout the upstairs, adding comfort and a fresh, updated feel. Designed for both everyday living and entertaining, the outdoor space is equally impressive. Situated on a private, fully fenced 0.75-acre lot, the backyard features an 18’ x 36’ in-ground heated saltwater pool and spa surrounded by additional concrete, professional landscaping, and a paver patio with wired low-voltage landscape lighting. The pool system is equipped with a variable-speed Hayward OmniLogic system, allowing you to control temperature, spa settings, and multicolor lighting directly from your phone. A high-end Dolphin M600 WiFi-enabled robotic pool cleaner (for in-ground pools up to 50 feet) will convey for effortless maintenance. Privacy and convenience have also been prioritized with a 6-foot vinyl privacy fence enclosing the entire backyard, along with a 16-foot steel gate featuring a LiftMaster gate opener and wireless gateway for remote access through the myQ app. A separate wired storage building with its own meter has been reconnected to power and brought up to current safety code, offering flexible use for storage, hobbies, or a workshop. The home has been thoughtfully improved for both efficiency and long-term peace of mind, including crawlspace upgrades with a new sump pump, sealed vents, vapor barrier, and commercial-grade dehumidifier, replacement of multiple plumbing lines, a new sewer line with cleanouts, and a new water line from the house to the road. Additional updates include a new architectural shingle roof including all new flashing and sheething, Hardie® board siding on all dormers with new metal trim, and re-screening of the side porch. This one-of-a-kind property offers historic charm, functional space, and an ideal setting for entertaining—all in a beautiful, established setting.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
West ElementaryGrades PK-40.4 mi
3/10
Kings Mountain MiddleGrades 7-81.0 mi
5/10
Kings Mountain HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Crawl Space
  • Roof: Flat
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Water Heater,Microwave
  • Laundry features: Mud Room,Inside,Main Level

Basement

  • Basement: Sump Pump

Bathroom Full

  • Features: Garden Tub
  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Built-in Features,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Wood
  • Fireplace features: Den,Gas,Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,651

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,651
  • Total interior livable area: 3,651 sqft

Kitchen

  • Features: Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Upper

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 13379
  • Zoning: SU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Outdoor Pool,Pool/Spa Combo,Salt Water
  • Patio & porch: Covered,Patio,Porch,Screened,Side Porch
  • Exterior features: Storage
  • Has spa: Yes
  • Fencing: Back Yard,Fenced,Full,Privacy

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$273$3,276
Property Taxes $537$6,444
Electricity $340$4,080
Total$4,310$51,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,771/yr
40% on housing$129,300/yr
45% on housing$114,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28086$201
Cleveland County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 28086$172
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$625,000
2026-02-17Listed for sale$650,000
2020-02-06Sold$285,000
2019-04-29Listing removed$299,900
2019-02-11Price change$299,900
2018-11-05Price change$325,000
2018-09-25Price change$339,000
2018-08-17Price change$349,000
2018-07-30Listed for sale$369,000
2009-12-03Sold$248,778
2009-01-13Listing removed$269,000
2008-07-12Listed for sale$269,000
2008-04-27Listing removed$269,000
2008-04-25Listed for sale$269,000
2005-10-21Sold$249,000

For Sale by Agent

AgentErin Jolly
BrokerageJolly Realty Group LLC

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