413 S Washington St, Shelby, NC, 28150
About This Home
SS Royster House – A Rare Opportunity to Own a Piece of Shelby History Step back in time and experience the grandeur of the SS Royster House, an impressive 1909 Colonial Revival residence that stands as one of Shelby's distinguished historic homes. Offering more than 5,000 square feet of living space, this remarkable property showcases the timeless craftsmanship, architectural character, and generous room sizes that define a bygone era. Lovingly cared for by its current stewards, the home has undergone significant updates in recent years, blending modern comfort with historic charm. Improvements include renovated kitchens and bathrooms, updated HVAC systems, and electrical enhancements, allowing the next owner to enjoy the best of both worlds—historic elegance and contemporary convenience. From its stately presence and expansive rooms to its rich history and enduring character, the SS Royster House offers endless possibilities. Whether envisioned as a grand private residence, a multi-generational home, or a charming bed-and-breakfast, this property provides a unique opportunity to create a lasting legacy. Ideally located within walking distance of downtown Shelby, you'll enjoy easy access to some of the area's most beloved destinations, including the Cleveland County Arts Council, the Earl Scruggs Center, and the Don Gibson Theatre. Stroll downtown to discover local restaurants, breweries, boutiques, coffee shops, entertainment, and community events that make Shelby such a vibrant place to call home. Become the next steward of the SS Royster House and write the next chapter in the story of this extraordinary historic property.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1909
Materials
- Foundation: Crawl Space
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Exhaust Hood,Gas Range
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Dirt Floor,Exterior Entry,Partial,Walk-Up Access
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Pantry
- Door features: French Doors,Pocket Doors
- Flooring: Tile,Wood
- Fireplace features: Bonus Room,Den,Keeping Room,Kitchen,Living Room,Primary Bedroom,Wood Burning,Other - See Remarks
- Attic: Permanent Stairs
- Finished area below ground: 0
- Finished area above ground: 6,058
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 6,058
- Total interior livable area: 6,058 sqft
Kitchen
- Features: Breakfast Bar
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 17887
- Zoning: R-6
- Special condition: Standard
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Porch,Side Porch
- Fencing: Partial,Privacy
- Has view: Yes
- View description: City
- Waterfront features: None
Lot
- Lot size: 0.43 Acres
- Features: Corner Lot
- Lot size dimensions: 93ft x 205ft
Parking
- Total spaces: 2
- Parking features: Attached Carport,Driveway,On Street,Shared Driveway
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cleveland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $713 | $8,556 |
| Electricity | $564 | $6,770 |
| Total | $5,955 | $71,460 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $850,000 |
| 2021-07-14 | Sold | $105,000 |
View on Zillow