720 W Sumter St, Shelby, NC, 28150
About This Home
Don't miss this charming cottage within walking distance of Uptown Shelby and Shelby City Park! Valuable updates including newly refinished hardwood floors, new, maintenance-free vinyl siding (wide plank with added insulation), full kitchen remodel, screen porch addition, roof (2020), and stick-built carport that doubles as a great entertaining space. The beautiful landscaping and winding walkway welcome you, and the front porch offers a great place to enjoy outdoor living. The interior has as much character as the curb appeal with hardwood floors, beautiful moldings, fresh paint, and great flow. Enter into the large living room with fireplace that adjoins a spacious dining room. The kitchen has been thoughtfully remodeled for convenience and function while preserving the home's vintage personality. There is a cozy den/office with built-in bookshelves and a window seat. A central hall connects the living areas to 2 bedrooms and 1.5 baths. There is a great laundry room off the kitchen which gives added storage and work space. Additional outdoor living areas include a screened porch, perfect for enjoying your morning coffee, plus an entertaining area around a fire pit. So many options! The basement can be accessed through an interior staircase or from outside. This is VALUABLE space for storage, a workshop, or possibly, additional living space! The stick-built carport has engineered trusses, great lighting, and electrical available at the corner posts, and it also has a 30 amp RV hookup. Other updates include custom fit INDOW WINDOWS (interior storm windows that improve energy efficiency, etc), a new front storm door, new exterior door to screened porch, and new hot water heater in 2025. Lined crawl space, sump pump and dehumidifier. PLEASE NOTE: the current washer/dryer and stove in the home are different from what is shown in the photos, but will remain. Kitchen refrigerator also remains. Fireplace is blocked off and not in use.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Den
- Features: Built-in Features
- Level: Main
Dining Room
- Level: Main
Features
- Built-in Features,Storage
- Door features: Screen Door(s),Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Wood
- Fireplace features: Living Room,Other - See Remarks
- Finished area below ground: 0
- Finished area above ground: 1,532
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,532
- Total interior livable area: 1,532 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Primary Bedroom
- Features: En Suite Bathroom
- Level: Main
Property
Details
- Parcel number: 19252
- Zoning: R10
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Screened,Side Porch,Other
Lot
- Lot size: 0.29 Acres
- Features: Level,Wooded
Parking
- Total spaces: 4
- Parking features: Detached Carport,Parking Space(s),RV Access/Parking
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Cleveland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $246 | $2,952 |
| Electricity | $200 | $2,405 |
| Total | $2,090 | $25,080 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Price change | $299,000 |
| 2026-05-13 | Listed for sale | $315,000 |
| 2019-09-12 | Listing removed | $99,900 |
| 2019-09-11 | Pending sale | $99,900 |
| 2019-09-06 | Sold | $88,900 |
| 2019-09-05 | Listed for sale | $99,900 |
| 2019-09-05 | Pending sale | $99,900 |
| 2019-07-08 | Listed for sale | $99,900 |
| 2015-08-21 | Sold | $87,000 |
| 2015-05-06 | Price change | $84,900 |
| 2015-04-16 | Price change | $89,900 |
| 2015-03-13 | Listed for sale | $92,500 |
| 2011-10-17 | Sold | $75,000 |
| 2010-11-14 | Price change | $109,000 |
| 2010-08-06 | Listed for sale | $121,900 |
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