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207 Edgemont Ave, Shelby, NC, 28150

4beds
3baths
2,257sqft
$350,000
$155price/sqft
$2,498/moest. monthly cost
$99,920/yrincome needed

About This Home

WELCOME HOME!! Don’t miss your chance to see this incredible four-bedroom, three-bathroom home located in one of Shelby’s most desirable neighborhoods! Conveniently situated near the country club, shopping, dining, entertainment, and Hwy. 74, this home offers the perfect combination of comfort, space, and convenience. Situated on an expansive over ¾-acre lot, this property features a long driveway, an outdoor storage building, and a screened porch overlooking the partially fenced backyard complete with a fire pit—perfect for relaxing or entertaining. Inside, the main level offers a spacious living room and formal dining room, each featuring its own fireplace, creating warm and inviting gathering spaces. The quaint kitchen has been updated with new flooring. The main-level primary suite includes a en-suite bathroom with a walk-in shower. You’ll also find a versatile bonus room currently used as an office that could easily serve as a playroom, hobby room, or additional flex space to fit your needs. Upstairs, you’ll discover a second primary suite featuring an en-suite full bathroom and a spacious walk-in closet. Two additional bedrooms, including one with a unique loft area, share another full bathroom, and the conveniently located upstairs laundry room adds to the home’s functional layout.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Jefferson ElementaryGrades PK-50.9 mi
4/10
Shelby MiddleGrades 6-82.4 mi
3/10
Shelby HighGrades 9-121.4 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Family Room,Gas,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,257

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,257
  • Total interior livable area: 2,257 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 19887
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Partial,Privacy

Lot

  • Lot size: 0.77 Acres
  • Features: Cleared,Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$156$1,872
Property Taxes $363$4,356
Electricity $210$2,522
Total$2,498$29,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,645/yr
40% on housing$74,940/yr
45% on housing$66,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$330,000
2026-07-25Price change$350,000
2026-07-14Listed for sale$365,000
2023-06-06Sold$295,572
2023-04-28Price change$309,000
2023-03-30Listed for sale$319,000
2019-05-01Sold$192,500
2019-01-17Price change$197,500
2018-09-10Price change$200,000
2013-11-15Price change$159,000
2012-04-13Listed for sale$173,500

For Sale by Agent

AgentJustin Huitt
BrokerageHuitt Realty LLC

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