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1303 W Dixon Blvd, Shelby, NC, 28152

2beds
1baths
1,357sqft
$189,900
$140price/sqft
$1,322/moest. monthly cost
$52,880/yrincome needed

About This Home

2 Bedrooms, 2 flex rooms, 1 bath with so much character, Brick with some stucco on the front. Sunroom that is heated, Beautiful mural in the living room. that also has a fireplace with Gas logs. This home is right on Hwy 74. This home has TWO flex space rooms for home office or hobby room , lots of possibilities here! This is an estate that the seller has not lived in for many years. All information is deemed to be accurate however we encourage Buyers and Buyers Agent please verify anything important to the Buyer.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
James Love ElementaryGrades PK-51.5 mi
4/10
Shelby MiddleGrades 6-81.7 mi
3/10
Shelby HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,357

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,357
  • Total interior livable area: 1,357 sqft

Sunroom

  • Level: Main
  • Area: 147.62
  • Dimensions: 13' 5" X 11' 0"

Property

Details

  • Parcel number: 21581
  • Zoning: R8
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$88$1,056
Property Taxes $74$888
Electricity $200$2,405
Total$1,322$15,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,325/yr
40% on housing$39,660/yr
45% on housing$35,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28152$128
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28152$158
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$199,900
2026-03-19Price change$229,900
2025-11-26Listed for sale$239,900

For Sale by Agent

AgentTeresa Coxey MacFarlane
BrokerageRockin Realty Inc

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