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304 Windsor Dr, Shelby, NC, 28150

5beds
3baths
2,527sqft
$375,000
$148price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

Nestled in one of Shelby's most established and sought-after neighborhoods, Windsor Heights, this tri-level brick home, offers space, character, and incredible potential. With a rare 5-bedroom layout, a spacious living room, welcoming kitchen and dining room, plus an extra living space in the lower level, a den featuring a wood-burning fireplace. The floor plan is both flexible and functional! A large deck overlooks the generous lot, offering room to entertain or unwind. A separate rear basement entrance opens to large storage space and workshop area that is also a perk! Cosmetic updates will go a long way here- fresh paint and your personal touch can elevate this home beautifully! The bones are strong, the neighborhood is loved, and the possibilities are wide open! A perfect opportunity to customize and create the home you've been envisioning!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Jefferson ElementaryGrades PK-51.4 mi
4/10
Shelby MiddleGrades 6-82.0 mi
3/10
Shelby HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Refrigerator with Ice Maker,Wall Oven
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Walk-Up Access

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Den
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,527

Flex Space

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,527
  • Total interior livable area: 2,527 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Upper

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 23304
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Patio & porch: Deck
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 0.53 Acres
  • Features: Cleared,Flood Plain/Bottom Land

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$167$2,004
Property Taxes $311$3,732
Electricity $235$2,824
Total$2,609$31,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$365,000
2026-07-31Listed for sale$375,000
2021-12-20Sold$330,000
2021-11-17Pending sale$339,900
2021-11-13Price change$339,900
2021-11-05Listed for sale$349,900
2021-08-25Sold$185,000
2015-02-16Sold$129,000
2014-10-11Listed for sale$149,500

For Sale by Agent

AgentJen Worcester
BrokerageHuitt Realty LLC

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