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3225 Frank Grigg Dr, Shelby, NC, 28150

3beds
2baths
1,805sqft
$450,000
$249price/sqft
$2,895/moest. monthly cost
$115,800/yrincome needed

About This Home

This is a very well maintained three bedroom two bath full brick home situated on three beautiful acres. Located on a peaceful dead end road with very little traffic. The main level includes a comfortable family room and functional kitchen. It includes separate dining room and living room as well. The hall bathroom is well appointed with double sinks and tub/shower combination. Primary bedroom features a private full bath as well as a spacious closet. Full basement is ideal for entertaining complete with cabinetry, woodstove and refrigerator. Pool table in basement will stay. Exterior of the home includes an attached double carport, fenced inground pool with pool house and chicken coop. Entire yard and pool area have immaculately maintained landscaping. Side yard of home is fenced with chain link and is perfect for pets. Large deck on main living area and covered area in rear of home are both ideal for hosting . The three acres with property can easily be a home for horses. House and pool are on county water but there is an existing well on the property that current homeowners have never used. This property is ideal for a buyer wanting quiet country life with plenty of space. A must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Union ElementaryGrades PK-51.0 mi
4/10
Burns MiddleGrades 6-84.7 mi
4/10
Burns High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Family Room,Wood Burning,Wood Burning Stove
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,805

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 34443
  • Zoning: R15
  • Special condition: Standard
  • Horse amenities: Pasture

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch
  • Fencing: Fenced,Chain Link,Partial

Lot

  • Lot size: 3.02 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 285 x 507 x 252 x 701

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$201$2,412
Property Taxes $219$2,628
Electricity $200$2,405
Total$2,895$34,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,257/yr
40% on housing$86,850/yr
45% on housing$77,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$124
Cleveland County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$450,000
2000-07-19Sold$137,000

For Sale by Agent

AgentKim Harrill
BrokerageKH Real Estate & Construction

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