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201 S Washington St, Shelby, NC, 28150

2beds
2baths
1,680sqft
$300,000
$179price/sqft
$2,000/moest. monthly cost
$80,000/yrincome needed

About This Home

Discover unparalleled urban luxury in this Uptown high rise condo. Boasting light-filled, open-concept living with high ceilings, this unit offers a great views of the city. Originally two separate condos (Units 402 and 404), this unique property has been seamlessly combined to create one large, luxurious living space, with the excellent potential to be converted back into two separate condos for an income-producing investment. Enjoy a highly desirable, walkable lifestyle with easy access to uptown restaurants, coffee shops, the farmers market, rail trail, and local parks. The building offers a safe and secure environment and includes two assigned parking spaces. HOA dues cover the water, sewer and building insurance.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Elizabeth ElementaryGrades PK-52.6 mi
4/10
Shelby MiddleGrades 6-81.9 mi
3/10
Shelby HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Other - See Remarks
  • Construction materials: Brick Full

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: In Unit,Utility Room

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Elevator,Open Floorplan
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Great Room

  • Features: Open Floorplan
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 44303/44305
  • Zoning: r
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Exterior features: Elevator
  • Has view: Yes
  • View description: City

Parking

  • Parking features: Assigned,Parking Lot,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$134$1,608
Property Taxes $150$1,800
Electricity $200$2,405
Total$2,000$24,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,571/yr
40% on housing$60,000/yr
45% on housing$53,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$330,000
2021-01-01Sold$94,500
2020-05-15Listing removed$225,000
2020-05-12Listed for sale$225,000
2017-08-30Sold$55,000
2011-09-09Listing removed$209,000
2011-01-02Price change$209,000
2010-03-13Listed for sale$189,000
2005-11-01Sold$77,500

For Sale by Agent

AgentCarol Schenck
BrokerageHoward Hanna Allen Tate Shelby

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