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1419 Melrose Dr, Shelby, NC, 28152

2beds
2baths
1,456sqft
$183,000
$126price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

This one-of-a-kind 2 Bedroom, 2 Bath home offers a charming cabin feel and is situated on a spacious 0.77 acre residential lot. The open floor plan features vaulted ceilings, exposed wood beam accents, and a beautiful masonry gas fireplace, creating a warm and inviting living space. Just off the main living area, a striking brick archway leads into the sunroom, adding character and charm throughout. The primary suite includes a large walk-in closet, private bath, and separate vanity area. The second bedroom is ideal for a guest room, home office, or flex space. Stone flooring runs throughout much of the home. Outside, enjoy the beautifully landscaped yard from the large covered front porch, complete with plenty of room for rocking chairs or a porch swing. A rear deck overlooks the backyard, which also includes a storage shed for added convenience. While the home could benefit from some updates and TLC, it offers incredible potential. Conveniently located just minutes from Uptown Shelby, with easy access to Highway 74 and I-85 for commuting to surrounding cities. Don't miss this opportunity to make this unique property your own!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
James Love ElementaryGrades PK-50.9 mi
4/10
Shelby MiddleGrades 6-80.1 mi
3/10
Shelby HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: In Kitchen,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Open Floorplan,Walk-In Closet(s)
  • Flooring: Stone
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 40805
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.77 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $925$11,100
Home Insurance *$84$1,008
Property Taxes $150$1,800
Electricity $200$2,405
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 28152$128
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28152$158
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$183,000
2026-06-22Price change$190,000
2026-06-08Listed for sale$195,000
2024-06-17Sold$180,000
2024-05-07Listed for sale$199,900

For Sale by Agent

AgentScottie Bradley
BrokerageRE/MAX Select

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