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1422 Stone Gate Dr, Shelby, NC, 28150

5beds
5baths
5,224sqft
$1,100,000
$211price/sqft
$7,432/moest. monthly cost
$297,280/yrincome needed

About This Home

Rarely available Stone Gate subdivision home has everything you can imagine and MORE! Timeless French Country-inspired exterior with beautiful curb appeal, stone and brick accents, dormer windows, arched architectural details and a gracious covered front entry. A curved walkway, manicured lawn, and mature landscaping create a warm and elegant welcome. A thoughtful floor plan provides open concept spaces along with dedicated private spaces--truly the best of both worlds. For instance, enter into a spacious open concept living room and dining room with high ceilings, thick moldings, tall windows, and a fireplace. This is the perfect place for welcoming and entertaining friends and family. Then, there are two access points to a huge chef's kitchen that is open to a fabulous breakfast room with a wall of windows overlooking the back yard. A vaulted ceiling family room is adjacent to the kitchen and open to the breakfast bar which allows everyone to be connected but not on top of each other! Notice the stone fireplace and wall of built-in bookshelves. Off of the family room, there is a sunroom accessed by a sliding French door that allows a private space for reading, resting, or enjoying games with friends and families. Sellers added another fireplace to this room because they loved spending time here! On one end of the house, you will find a primary bedroom, spacious home office, and additional bedroom with en-suite bathroom. The primary bedroom has exterior French doors that lead to the patio. The primary bathroom has been updated with tile flooring and a large walk-in tile shower. Dual vanities, separate water closet, and whirlpool tub add to the amenities, and there is a spacious walk-in closet with built-in shelving accessed through the bathroom. Down the main hall, there is a perfectly placed half bath for guest use and a dedicated laundry/utility room with a sink, workspace, built-in ironing board, and plenty of space for laundry and crafts. Shut the door and hide the mess! There are two additional bedrooms with a Jack and Jill bathroom that has been thoughtfully remodeled. It has a large vanity with two sinks and sets of drawers for each bedroom. There is a door to the tub/shower/toilet space that allows privacy and functionality for multiple users. Upstairs, you will find a huge recreation room and additional bedroom. There is a built-in desk with bookshelves and plenty of square footage to be divided and used as you wish. There is also a half bath. Outside, there is a lovely circle driveway in the front in addition to a spacious driveway leading to a side-entry three car garage hidden from the street. There is additional concrete pad that can be used for play space or more parking. The back yard is so lovely--completely level with some trees for privacy--and provides a perfect place for a pool! The patio has a fire pit and is accessed from the primary bedroom, breakfast room, and sun room. This home has been lovingly maintained and features a NEW ROOF in 2024, updated irrigation system w/ over 100 sprinkler heads, an invisible fence for pets, an encapsulated crawlspace, and Elfa closet systems in many of the closets. There are several accessibility features including a concrete entrance ramp in the garage, wide hallways, large door openings, and the majority of the living space all on one level! The sellers would pick the house up and move it if they could! If you are thinking about building, STOP! This house checks all of the boxes and is move-in ready! Don't miss it!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Jefferson ElementaryGrades PK-51.5 mi
4/10
Shelby MiddleGrades 6-83.2 mi
3/10
Shelby HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Stone,Synthetic Stucco

Other

  • Builder name: Robert Queen

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Down Draft,Dryer,Electric Water Heater,Gas Water Heater,Induction Cooktop,Microwave,Refrigerator with Ice Maker,Wall Oven,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Hall,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s),Whirlpool
  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bathroom Half

  • Features: Attic Walk In
  • Level: Upper

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 4

Breakfast

  • Features: Built-in Features,Computer Niche,Open Floorplan
  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Features: Built-in Features,Ceiling Fan(s),Vaulted Ceiling(s)
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Whirlpool
  • Door features: French Doors,Insulated Door(s),Pocket Doors,Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Linoleum,Tile,Wood
  • Fireplace features: Family Room,Gas Log,Living Room,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 5,224

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 5,224
  • Total interior livable area: 5,224 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Central Vacuum,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Recreation Room

  • Features: Storage
  • Level: Upper

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Door Width 32 Inches or More,Accessible Hallway(s),Ramp(s)-Main Level,See Remarks

Details

  • Parcel number: 50295
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit,In-Ground Irrigation
  • Fencing: Back Yard,Invisible

Lot

  • Lot size: 1.75 Acres
  • Features: Level,Paved,Private,Wooded

Parking

  • Total spaces: 9
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$492$5,904
Property Taxes $892$10,704
Electricity $486$5,838
Total$7,432$89,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,811/yr
40% on housing$222,960/yr
45% on housing$198,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$124
Cleveland County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$1,100,000
2016-06-08Sold$500,000

For Sale by Agent

AgentBecca Schweppe
BrokerageKeller Williams Unified

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