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624 Ware Rd, Shelby, NC, 28152

3beds
2baths
1,682sqft
$285,000
$169price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

Welcome to 624 Ware Road. Convenient location to Hwy 74 this home is nestled in the trees. There is a landscaped front porch entrance and a deck on back. Lots of blooming flowers adorn the yard with back yard fencing and a firepit plus garden boxes. There is an outdoor garden shower that can remain. The outbuilding also remains and it has air conditioning. The family room has a wood burning insert and built-ins. The living room features wood floors and the other floors have been replaced. There is a spacious laundry room area. The primary bedroom has a storage closet that will remain as the original closet is now the bathroom. The stainless dishwasher is approximately 1 year old and refrigerator and range approxiimately 2 years old. The home has a radon mitigation system. The seller states that the plumbing and electrical have been updated and that the septic was pumped and inspection in December 2025. In the ETJ of Shelby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Elizabeth ElementaryGrades PK-52.0 mi
4/10
Shelby MiddleGrades 6-84.6 mi
3/10
Shelby HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan
  • Fireplace features: Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,682

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 1,682 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 72096
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.45 Acres
  • Features: Level,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$132$1,584
Property Taxes $146$1,752
Electricity $200$2,405
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28152$127
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28152$158
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$285,000
2023-03-20Sold$249,400
2023-02-17Listed for sale$249,400
2023-02-13Sold$185,000
2018-01-09Listing removed$139,995
2017-10-13Listed for sale$139,995
2017-10-12Sold$141,000
2017-09-01Pending sale$139,995
2017-07-14Listed for sale$139,995
2010-06-29Sold$27,000
2010-06-09Pending sale$26,900
2010-06-05Price change$26,900
2010-05-08Listed for sale$31,135
2009-11-09Sold$40,000

For Sale by Agent

AgentDiane Ledbetter
BrokerageDiane Ledbetter Real Estate

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