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164 Macdonald Boulevard, Havelock, NC, 28532

4beds
2baths
1,941sqft
$325,000
$167price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Distinguished by a magnificent rear yard and an expansive, versatile floor plan, this charming Havelock residence in the popular Macdonald Downs neighborhood effortlessly combines modern comfort with timeless appeal. Upon arrival, the manicured front yard impresses, leading you to a cozy covered porch. A bright entry welcomes you inside and opens into a sunlit entry that leads directly to a formal dining room ideal for memorable dinners. At the heart of the home, a grand living room showcases soaring vaulted ceilings and a cozy fireplace, creating an inviting atmosphere for evening relaxation. The adjoining kitchen is a cook's delight, equipped with durable LVP flooring, crisp cabinetry, stainless steel appliances, and abundant counter space for effortless meal preparation. Main-level living quarters feature a secluded owners' suite complete with a dedicated full bathroom and generous closet storage. Two secondary main-floor bedrooms offer versatile accommodations for family or a quiet workspace, served by a well-appointed second full bathroom. A dedicated laundry room adds practical daily ease while offering direct interior connection to the spacious two-car garage. Upstairs, a vast fourth bedroom spanning over nineteen feet presents flexible options to create your ideal additional living space. Adjacent to the gathering spaces, glass doors transition outward to a peaceful covered porch and a broad open-air deck that overlooks the private, fully wood-fenced rear yard. This private, lush space provides incredible possibilities for year-round outdoor recreation. Seamlessly maintained with low-maintenance touches and tasteful finishes throughout, this move-in-ready property delivers absolute comfort and functionality. Set in an ideal location, this home offers quick access to MCAS Cherry Point, local dining and shopping options, and an easy commute to historic downtown New Bern and the sun-soaked beaches of the Crystal Coast.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
9/10
Tucker Creek MiddleGrades 6-80.7 mi
4/10
Havelock HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Vaulted Ceiling(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,941
  • Total interior livable area: 1,941 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 60341 013
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$169$2,028
Property Taxes $329$3,948
Electricity $200$2,405
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 28532$120
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28532$166
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$325,000
2021-07-22Sold$230,000
2021-06-10Pending sale$225,000
2021-06-03Listed for sale$225,000
2005-08-30Sold$176,000

For Sale by Agent

AgentThe Donna and Team New Bern
BrokerageKeller Williams Realty

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